tag:blogger.com,1999:blog-29199975206124275302024-03-22T00:01:17.961+07:00The First InvestmentMake Investhttp://www.blogger.com/profile/11357787902737530991noreply@blogger.comBlogger26125tag:blogger.com,1999:blog-2919997520612427530.post-12873917214526647742012-07-17T21:41:00.003+07:002012-07-17T21:41:53.038+07:00Tahap awal penilain properti perkebunan kelapa sawit<div style="text-align: justify;">
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Penilai publik dalam melakukan penilaian perkebunan kelapa sawit disyaratkan mengetahui serta memahami sifat dan karakteristik properti dan memiliki kompetensi dalam melakukan penilaian terhadap properti perkebunan kelapa sawit.<div class="MsoNormal" style="line-height: normal; margin-bottom: 0cm;">
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<span lang="IT" style="font-family: "Times New Roman","serif"; font-size: 12pt;">Penyusunan laporan kesesuaian lahan itu dilakukan sebelum pengembangan perkebunan kelapa sawit dilakukan. Hal yang perlu diketahui oleh penilai properti terhadap bibit kelapa sawit, yaitu sumber bibit; varietas bibit/kecambah tanaman kelapa sawit; sertifikat bibit/kecambah. Pembukaan Lahan; pembuatan jalan dan saluran; penyediaan bibit kelapa sawit; penanaman kelapa sawit; penanaman LCC; pemeliharaan, pemupukan dan pencegahan dan pembasmian hama penyakit .</span></div>
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<span lang="IT" style="font-family: "Times New Roman","serif"; font-size: 12pt;">Tanaman kelapa sawit mulai berbunga dan membentuk buah setelah umur 3 tahun. Buah akan menjadi masak sekitar 5-6 bulan setelah penyerbukan. Tanaman kelapa sawit akan dikelompokkan menjadi TM (Tanaman Menghasilkan), jika TBS (Tandan Buah Segar) yang dihasilkan oleh tanaman kelapa sawit memiliki berat janjang lebih dari 3 kg. Sebaliknya tanaman kelapa sawit dari sisi umur sudah waktu menghasilkan tetapi berat janjang kurang dari 3 kg (buah pasir), maka tandan tersebut harus dibuang.</span></div>
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<span lang="IT" style="font-family: "Times New Roman","serif"; font-size: 12pt;"><b>Data umum</b>: lokasi yang meliputi wilayah, aksesibilitas, dan kondisi sosial; kondisi ekonomi yang meliputi analisis pasar, pertumbuhan dan arah perkembangan ekonomi; dan</span><span lang="IT" style="font-family: "Times New Roman","serif"; font-size: 12pt;"> </span><span lang="IT" style="font-family: "Times New Roman","serif"; font-size: 12pt;">Karateristik lahan secara umum yang meliputi iklim, ketinggian dari permukaan laut, topografi, kedalaman efektif tanah, jenis, fisik dan kimia tanah, sumber air dan sistem pengairan (drainase), dan batuan di</span><span lang="IT" style="font-family: "Times New Roman","serif"; font-size: 12pt;"> </span><span lang="IT" style="font-family: "Times New Roman","serif"; font-size: 12pt;">permukaan dan di dalam tanah.</span></div>
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<a name='more'></a><b>Data khusus</b>: Data lahan seperti perijinan lahan, sertifikat tanah, kesesuaian lahan, dan penggunaan tanah (tata guna tanah) yang sesuai dengan tanggal penilaian; data agronomi perkebunan kelapa sawit antara lain: jenis (varietas) dan sertifikat asal bibit tanaman, jumlah tegakan tanaman, luas areal tanaman, peta tanaman, rekomendasi dan aplikasi dosis pemupukan tanaman belum menghasilkan dan tanaman menghasilkan, pemeliharaan tanaman (termasuk pemupukan), produksi tandan buah segar; Data infrastruktur (jalan, jembatan dan saluran drainase), bangunan, alat berat, kendaraan, mesin dan peralatan pertanian, dan inventaris kantor; Laporan keuangan perusahaan, gambaran umum perusahaan, jumlah tenaga kerja; dan Peraturan perundang-undangan yang berlaku di bidang perkebunan kelapa sawit.<br />
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<span style="font-family: "Times New Roman","serif"; font-size: 12pt;"><b>Data Pasar Setempat</b>: harga TBS, CPO, Kernel; permintaan dan penawaran produk kelapa sawit; Data harga tanah atau ganti rugi tanah perkebunan kelapa sawit; harga satuan bahan </span></div>
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<span style="font-family: "Times New Roman","serif"; font-size: 12pt;">A</span>kan diposting tahapan selanjutnya </div>
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</div>Make Investhttp://www.blogger.com/profile/11357787902737530991noreply@blogger.comJakarta Capital Region, Indonesia-6.211544 106.845172-6.464111 106.52931500000001 -5.958977 107.161029tag:blogger.com,1999:blog-2919997520612427530.post-60081398308985701462011-08-29T20:59:00.000+07:002011-08-29T21:01:01.344+07:00The valuation of environmental criteria<!--[if gte mso 9]><xml> <w:worddocument> <w:view>Normal</w:View> <w:zoom>0</w:Zoom> <w:trackmoves/> <w:trackformatting/> <w:punctuationkerning/> <w:validateagainstschemas/> <w:saveifxmlinvalid>false</w:SaveIfXMLInvalid> <w:ignoremixedcontent>false</w:IgnoreMixedContent> <w:alwaysshowplaceholdertext>false</w:AlwaysShowPlaceholderText> <w:donotpromoteqf/> <w:lidthemeother>EN-US</w:LidThemeOther> <w:lidthemeasian>X-NONE</w:LidThemeAsian> <w:lidthemecomplexscript>X-NONE</w:LidThemeComplexScript> <w:compatibility> <w:breakwrappedtables/> <w:snaptogridincell/> <w:wraptextwithpunct/> <w:useasianbreakrules/> <w:dontgrowautofit/> 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mso-style-priority:99; mso-style-qformat:yes; mso-style-parent:""; mso-padding-alt:0cm 5.4pt 0cm 5.4pt; mso-para-margin-top:0cm; mso-para-margin-right:0cm; mso-para-margin-bottom:10.0pt; mso-para-margin-left:0cm; line-height:115%; mso-pagination:widow-orphan; font-size:11.0pt; font-family:"Calibri","sans-serif"; mso-ascii-font-family:Calibri; mso-ascii-theme-font:minor-latin; mso-fareast-font-family:"Times New Roman"; mso-fareast-theme-font:minor-fareast; mso-hansi-font-family:Calibri; mso-hansi-theme-font:minor-latin;} </style> <![endif]--> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><b style="mso-bidi-font-weight:normal"><span style="font-family:"Times New Roman","serif";mso-fareast-font-family:"Times New Roman"">The valuation of environmental criteria.</span></b> <span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman"">In some ways</span><span style="font-family:"Times New Roman","serif";mso-fareast-font-family:"Times New Roman"; mso-ansi-language:EN" lang="EN">, </span><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman"">we</span><span style="font-family: "Times New Roman","serif";mso-fareast-font-family:"Times New Roman";mso-ansi-language: EN"> </span><span style="font-family:"Times New Roman","serif";mso-fareast-font-family: "Times New Roman"">often read</span><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";mso-ansi-language:EN"> </span><span style="font-family:"Times New Roman","serif";mso-fareast-font-family:"Times New Roman"">reports</span><span style="font-family:"Times New Roman","serif";mso-fareast-font-family:"Times New Roman"; mso-ansi-language:EN"> </span><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman"">about</span><span style="font-family: "Times New Roman","serif";mso-fareast-font-family:"Times New Roman";mso-ansi-language: EN"> </span><span style="font-family:"Times New Roman","serif";mso-fareast-font-family: "Times New Roman"">the environmental</span><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";mso-ansi-language:EN"> </span><span style="font-family:"Times New Roman","serif";mso-fareast-font-family:"Times New Roman"">situation.</span><span style="font-family: "Times New Roman","serif";">
<br /></span></p><p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman"">Generally they</span><span style="font-family:"Times New Roman","serif";mso-fareast-font-family:"Times New Roman"; mso-ansi-language:EN"> </span><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman"">deliver</span><span style="font-family:"Times New Roman","serif";mso-fareast-font-family:"Times New Roman"; mso-ansi-language:EN"> </span><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman"">like</span><span style="font-family: "Times New Roman","serif";mso-fareast-font-family:"Times New Roman";mso-ansi-language: EN"> </span><span style="font-family:"Times New Roman","serif";mso-fareast-font-family: "Times New Roman"">this</span><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";mso-ansi-language:EN" lang="EN">:</span> “<i style="mso-bidi-font-style:normal">The environment around the site is a mix-area (commercial, office, industrial, housing) of regional settlement that belongs to the category of urban areas. The buildings located in the vicinity of permanent buildings. Residents who live around the site generally consist of middle-upper income segments of society</i>”<span style="font-family: "Times New Roman","serif";">
<br /></span></p><p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman"">From the above, the environment surrounding the property is a mixed-area. The combination of commercial and residential urban areas. <span style="mso-spacerun:yes"> </span>This means that the environment (the property is located amid an established location with a highly competitive level of competition). It describes the property seemed expensive and prestigious. The building around it is permanent, especially after explained that. This member picture, the government was involved seriously in terms of licensing becomes imperative of every building around it.</span><span style="font-family: "Times New Roman","serif";" lang="EN"></span></p><p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";mso-ansi-language:EN" lang="EN"></span>The neighborhood includes a category quite well. This area is arranged with sufficient and street in front of the property is 6 meters wide, including in the category of fairly good, paved with asphalt. In general maintenance of the roads around this quite well maintained. Generally the width of the road between 6 meters to 20 meters hardened with asphalt and is equipped with open and closed drainage. This area is at risk of flooding and equipped with enough categories to the category of less greening”.</p><span style="font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman";mso-ansi-language:EN" lang="EN"></span><p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:normal"> </p>Make Investhttp://www.blogger.com/profile/11357787902737530991noreply@blogger.comtag:blogger.com,1999:blog-2919997520612427530.post-13905824436328474812010-07-12T22:29:00.001+07:002010-07-12T22:32:36.481+07:00Oulook Housing Market past 2002-2003<meta equiv="Content-Type" content="text/html; charset=utf-8"><meta name="ProgId" content="Word.Document"><meta name="Generator" content="Microsoft Word 11"><meta name="Originator" content="Microsoft Word 11"><link rel="File-List" href="file:///C:%5CDOCUME%7E1%5CADMINI%7E1%5CLOCALS%7E1%5CTemp%5Cmsohtml1%5C01%5Cclip_filelist.xml"><o:smarttagtype namespaceuri="urn:schemas-microsoft-com:office:smarttags" name="City"></o:smarttagtype><o:smarttagtype namespaceuri="urn:schemas-microsoft-com:office:smarttags" name="place"></o:smarttagtype><!--[if gte mso 9]><xml> <w:worddocument> <w:view>Normal</w:View> <w:zoom>0</w:Zoom> <w:punctuationkerning/> <w:validateagainstschemas/> <w:saveifxmlinvalid>false</w:SaveIfXMLInvalid> <w:ignoremixedcontent>false</w:IgnoreMixedContent> <w:alwaysshowplaceholdertext>false</w:AlwaysShowPlaceholderText> <w:compatibility> <w:breakwrappedtables/> <w:snaptogridincell/> <w:wraptextwithpunct/> <w:useasianbreakrules/> <w:dontgrowautofit/> </w:Compatibility> <w:browserlevel>MicrosoftInternetExplorer4</w:BrowserLevel> </w:WordDocument> </xml><![endif]--><!--[if gte mso 9]><xml> <w:latentstyles deflockedstate="false" latentstylecount="156"> </w:LatentStyles> </xml><![endif]--><!--[if !mso]><object classid="clsid:38481807-CA0E-42D2-BF39-B33AF135CC4D" id="ieooui"></object> <style> st1\:*{behavior:url(#ieooui) } </style> <![endif]--><style> <!-- /* Style Definitions */ p.MsoNormal, li.MsoNormal, div.MsoNormal {mso-style-parent:""; margin:0cm; margin-bottom:.0001pt; mso-pagination:widow-orphan; font-size:12.0pt; font-family:"Times New Roman"; mso-fareast-font-family:"Times New Roman";} span.longtext {mso-style-name:long_text;} @page Section1 {size:612.0pt 792.0pt; margin:72.0pt 90.0pt 72.0pt 90.0pt; mso-header-margin:35.4pt; mso-footer-margin:35.4pt; mso-paper-source:0;} div.Section1 {page:Section1;} --> </style><!--[if gte mso 10]> <style> /* Style Definitions */ table.MsoNormalTable {mso-style-name:"Table Normal"; mso-tstyle-rowband-size:0; mso-tstyle-colband-size:0; mso-style-noshow:yes; mso-style-parent:""; mso-padding-alt:0cm 5.4pt 0cm 5.4pt; mso-para-margin:0cm; mso-para-margin-bottom:.0001pt; mso-pagination:widow-orphan; font-size:10.0pt; font-family:"Times New Roman"; mso-ansi-language:#0400; mso-fareast-language:#0400; mso-bidi-language:#0400;} </style> <![endif]--> <p class="MsoNormal" style="text-align: justify;"><span style="background: none repeat scroll 0% 0% white;">Remain: Housing from 2002-2003 still top market<o:p></o:p></span></p> <p class="MsoNormal" style="text-align: justify;"><span style="background: none repeat scroll 0% 0% white;"><span title="Kawasan Jabotabek (Jakarta, bogor, Tangerang, Bekasi) merupakan barometer pasar properti nasional, sebab 65%-70% kapitalisasi pasar properti masih berada di wilayah Jabotabek." onmouseover="this.style.backgroundColor='#ebeff9'" onmouseout="this.style.backgroundColor='#fff'">Greater <st1:city st="on">Jakarta</st1:city> area (<st1:city st="on">Jakarta</st1:city>, <st1:city st="on">Bogor</st1:city>, Tangerang, Bekasi) is a barometer of the national property market, because 65% -70% of property market capitalization was still in the greater <st1:city st="on"><st1:place st="on">Jakarta</st1:place></st1:city> area. </span><span title="Selain menjadi barometer perekonomian nasional, Jabotabek menjadi pusat investasi dari berbagai daerah, posisinya sebagai Megapolitan, Pusat Pemerintahan, Perdagangan, Industri dan Jasa membuat Jabotabek lebih diminati." onmouseover="this.style.backgroundColor='#ebeff9'" onmouseout="this.style.backgroundColor='#fff'">In addition to being a barometer of national economy, became the center of Greater investment from various regions, its position as the megapolitan, Center for Government, Commerce, Industry and Services to make Greater demand more. </span><o:p></o:p></span></p> <p class="MsoNormal" style="text-align: justify;"><span class="longtext">The housing market is also no less passionate look of home sales continued to make headway. </span><span title="Kebutuhan rumah di Jabotabek setiap tahun rata-rata sebesar 212.500 unit, atau sekitar 36% dari kebutuhan rumah nasional." onmouseover="this.style.backgroundColor='#ebeff9'" onmouseout="this.style.backgroundColor='#fff'">Housing needs within the Greater each year an average of 212 500 units, or about 36% of the national housing needs. <span style=""> </span>Along the swift running mortgage from Private Bank and Bank of the Government, home sales in Greater Jakarta area increased by 13% in 2002. Residential locations of the most widely sold on the outskirts of <st1:city st="on">Jakarta</st1:city> and have adequate access close to <st1:place st="on"><st1:city st="on">Jakarta</st1:city></st1:place>, as in Tangerang, among others: Taman Sari Bali View, Alam Sutera, Lippo Karawaci, Poris Indah, Bumi Serpong Damai. <o:p></o:p></span></p> <p class="MsoNormal" style="text-align: justify;"><span class="longtext">In the area Cibubur, Cullinan, Cibinong among others: Bogor, Asri, Bukit Sentul, Puri Sriwedari, Citra Indah, Grand Citra, Permata Depok.<o:p></o:p></span></p> <p class="MsoNormal" style="text-align: justify;"><span class="longtext"><span style=""> </span>Bekasi region include: Kemang Pratama, Menteng Metropolitan, Limus Pratama Regensi, Harapan Indah and others. <span style=""> </span><span style="background: none repeat scroll 0% 0% white;">Based on the data information of the most widely sold home is the home segment of the non RS-BTN, and private hospitals with prices ranging from Rp. </span></span><span title="35 juta s/d Rp." onmouseover="this.style.backgroundColor='#ebeff9'" onmouseout="this.style.backgroundColor='#fff'">35 million s / d Rp. </span><span title="150 juta." onmouseover="this.style.backgroundColor='#ebeff9'" onmouseout="this.style.backgroundColor='#fff'">150 million. While the potential market in the urban areas around 60% of the demand for housing each year or approximately 128 100 units. </span>
<br /><span class="longtext">Effective primary housing market in Greater Jakarta every year around + 46 116 units or approximately 40% of the potential urban market. </span><span title="Potensi yang cukup besar ini disebabkan Jabotabek merupakan kota Megapolitan yang selalu diserbu kaum pendatang, kebutuhan selebihnya sekitar 60% diisi dengan pasar sewa, kontrak dan bangun sendiri." onmouseover="this.style.backgroundColor='#ebeff9'" onmouseout="this.style.backgroundColor='#fff'">Sufficient potential is due Greater megapolitan city which is always invaded immigrants, the rest needs about 60% filled with the rental market, and build their own contracts. Total housing sales in Greater Jakarta in 2002, was recorded at 39.564 units, or approximately + 36% of home sales nationally, an increase of 10% when compared with the year 2001 amounted to 35.8 thousand units. <span style="background: none repeat scroll 0% 0% white;">As the year 2003 is estimated to increase to 45 000 units, an increase of approximately14% when compared with the year 2002. <o:p></o:p></span></span></p> <p class="MsoNormal" style="text-align: justify;"><span class="longtext"><span style="background: none repeat scroll 0% 0% white;">The reduced number of sales of housing units type RS / RSS in Greater Jakarta, mostly due to the developer in the greater Jakarta area of less interest to build a hospital / RSS, because the selling prices of land in the region Botabek no longer allow developers to build the RS / RSS pegged to the price increase </span></span><span title="oleh Pemerintah." onmouseover="this.style.backgroundColor='#ebeff9'" onmouseout="this.style.backgroundColor='#fff'">by the Government. <o:p></o:p></span></p> <p class="MsoNormal" style="text-align: justify;"><span class="longtext">Until the year 2002, most developers raised the selling price of its products, the increase in house prices occur in locations free from floods and a strategic location. <o:p></o:p></span></p> <p class="MsoNormal" style="text-align: justify;"><span class="longtext"><span style="background: none repeat scroll 0% 0% white;">As the year 2002, about 14 houses in Greater appeared, among other things, developed the Delta Mas Mas, developed by PT Scholar Housing. </span><span title="Jaringan Selera Asia, Royal Serpong Village yang dikembangkan PT." onmouseover="this.style.backgroundColor='#ebeff9'" onmouseout="this.style.backgroundColor='#fff'">Appetite Network Asia, Royal Serpong Village developed by PT. </span></span><span title="Lippo Karawaci, Kayu Putih Residence yang dikembangkan PT." onmouseover="this.style.backgroundColor='#ebeff9'" onmouseout="this.style.backgroundColor='#fff'">Lippo Karawaci, White Wood Residence, developed by PT. </span><span style="background: none repeat scroll 0% 0% white;"><span title="Pulo Mas Jaya & Premier Indonesia, Kayu Putih Indah dikembangkan PT." onmouseover="this.style.backgroundColor='#ebeff9'" onmouseout="this.style.backgroundColor='#fff'">Pulo Mas Jaya & Premier Indonesia, PT Kayu Putih Indah developed. </span><span title="Gapura Prima Group, Sovereign kemang dikembangkan PT." onmouseover="this.style.backgroundColor='#ebeff9'" onmouseout="this.style.backgroundColor='#fff'">Gopuram Prima Group, Sovereign kemang developed by PT. </span></span><span title="Metro Supermarket, Graha Pesona Rama dikembangkan PT." onmouseover="this.style.backgroundColor='#ebeff9'" onmouseout="this.style.backgroundColor='#fff'">Metro Supermarket, developed by PT Graha Enchantment Rama. </span><span style="background: none repeat scroll 0% 0% white;"><span title="Barito Lestari, Graha Nipah dikembangkan Pama Management Marketing, Puri Grisenda dikembangkan PT." onmouseover="this.style.backgroundColor='#ebeff9'" onmouseout="this.style.backgroundColor='#fff'">Barito Lestari, Graha Nipah developed Pama Management Marketing, Castle Grisenda developed by PT. </span></span><span title="Grisenda, Blossom Residence dikembangkan PT." onmouseover="this.style.backgroundColor='#ebeff9'" onmouseout="this.style.backgroundColor='#fff'">Grisenda, Blossom Residence, developed by PT. </span><span style="background: none repeat scroll 0% 0% white;"><span title="Blossom Utama, Grand Poris dikembangkan PT." onmouseover="this.style.backgroundColor='#ebeff9'" onmouseout="this.style.backgroundColor='#fff'">Blossom Home, Grand Poris developed by PT. </span></span><span title="Panji Graha Indah dan Maju Selaras, Esperansa dikembangkan PT." onmouseover="this.style.backgroundColor='#ebeff9'" onmouseout="this.style.backgroundColor='#fff'">Panji Graha Maju Beautiful and conformable, Esperansa developed by PT. </span><span style="background: none repeat scroll 0% 0% white;"><span title="Esperansa, Pat Mase Residence dikembangkan Group Ciputra, Gading Riveria dikembangkan PT." onmouseover="this.style.backgroundColor='#ebeff9'" onmouseout="this.style.backgroundColor='#fff'">Esperansa, Pat Mase Residence, developed by Ciputra Group, Riveria Ivory developed by PT. </span><span title="Summarecon Agung dan PT." onmouseover="this.style.backgroundColor='#ebeff9'" onmouseout="this.style.backgroundColor='#fff'">Summarecon Agung and PT. </span></span><span title="Jaringan Selera Asia." onmouseover="this.style.backgroundColor='#ebeff9'" onmouseout="this.style.backgroundColor='#fff'">Appetite Network Asia. <o:p></o:p></span></p> <p class="MsoNormal" style="text-align: justify;">
<br /><span class="longtext"></span><span style="background: none repeat scroll 0% 0% white;"><span title="Dari tipe-tipe rumah yang ditawarkan sebagian besar pengembang memperbaharui konsep lingkungannya, dan membuat desain baru atau cluster-cluster baru untuk menarik calon pembeli." onmouseover="this.style.backgroundColor='#ebeff9'" onmouseout="this.style.backgroundColor='#fff'">From the types of houses supplied most of the developer to update the concept of the environment, and create new designs or new clusters to attract potential buyers. </span></span><span style="background: none repeat scroll 0% 0% white;">
<br /><span class="longtext">Most developers, the middle segment of the house-top until the year 2002 relies on the availability of mortgage funds private bank, is more determined by the increasing expansion of banking in the consumer sector, especially housing. <o:p></o:p></span></span></p> <p class="MsoNormal" style="text-align: justify;"><span class="longtext"><span style="background: none repeat scroll 0% 0% white;">While the subsidy funding for the year 2002, with the T-21 houses a maximum price of Rp. </span><span title="22.2 juta di wilayah Botabek, pengembang berpeluang mencari lahan yang harganya masih sesuai, lokasi-lokasi tersebut sudah jauh dari perkotaan, seperti di Wilayah Bekasi, lokasi yang masih memungkinkan untuk pengembangan RS T-21 adalah wilayah perbatasan Cikarang dan Karawang , umumnya wilayah-wilayah" onmouseover="this.style.backgroundColor='#ebeff9'" onmouseout="this.style.backgroundColor='#fff'">Botabek 22.2 million in the region, developers are likely to find the land price is still appropriate, these locations are far from urban areas, such as in the area of Bekasi, location still allows for the development of T RS-21 is a border region Cikarang and Karawang, general areas </span><span title="yang berdekatan dengan kawasan industri." onmouseover="this.style.backgroundColor='#ebeff9'" onmouseout="this.style.backgroundColor='#fff'">adjacent to the industrial area. <o:p></o:p></span></span></p> <span class="fullpost"></span>Make Investhttp://www.blogger.com/profile/11357787902737530991noreply@blogger.comtag:blogger.com,1999:blog-2919997520612427530.post-47432046580507167352010-01-28T05:41:00.002+07:002010-01-28T05:45:57.433+07:00Monitoring your investments in Palm Oil Plant Project<span class="fullpost"></span> <p class="MsoNormal" style="text-align:justify">Do Monitoring your investments in Palm Oil Plant Project. In connection with the supervision of Palm Oil Plant Project, in general, the Bank is planning to use appraisers Consultants, among others is to convince the bank that the physical construction costs and expenditures made by the client is in accordance with the plan to build palm oil factory is generally done, and in accordance with plan and budget approved by the Bank.</p> <p class="MsoNormal" style="text-align:justify">Technical supervision of the implementation will be guided to: physical operational work plans and costs have been prepared by the client as well as comparison data owned by the Consultant. In more detail the purpose of monitoring project will be conducted by the Consultant outlined below.</p> <p class="MsoNormal" style="text-align:justify">To verify the investment that has been done primarily to determine the amount of own funds that have been used in investment, the fairness of the amount of funds invested, the amount of investment needed to match the factory can produce the planned capacity, as well as to assess the technical design of the plant </p> <p class="MsoNormal" style="text-align:justify">Examine and assess the fairness of the cost for each heading and sub heading activities. </p> <p class="MsoNormal" style="text-align:justify">Researching and evaluating the possibility of irregularities / deviations that arise during the development of both physical and financial, as well as providing advice and alternative suggestions to resolve the direction of these issues.</p> <p class="MsoNormal" style="text-align:justify">Monitor the progress of physical implementation and cost of the project and assess its effectiveness in quantitative and qualitative. Physical progress of development effectiveness and costs, assessed on the basis of the operational work plan development projects that have been prepared by the Client.</p> <p class="MsoNormal" style="text-align:justify">Draw conclusions on the findings of the field and give constructive suggestions to the client and the Bank.</p> <p class="MsoNormal" style="text-align:justify">Provide input and opinions to the Bank on the development of the project, both physically and in terms of cost.</p> <p class="MsoNormal" style="text-align:justify">Provide a written report to the Bank the results of monitoring the implementation of the project development described above.<span class="fullpost"><br /></span></p>Make Investhttp://www.blogger.com/profile/11357787902737530991noreply@blogger.comtag:blogger.com,1999:blog-2919997520612427530.post-38800659378129357482009-12-06T20:55:00.001+07:002009-12-06T20:58:05.299+07:00The Location Sabang Port<div align="justify">Geology : Condition of Sabang Area geology in general divided to 2 sub units where among 2 the sub units of condition is very different. Condition of Sabang Town geology n general is formed by result of mount eruption have fire which consist of andesit tufa. This Rock type have structure which do not so stabilize and if given by excessive pressure hence its endurance do not so nicely. Even if given by pressure very excessive hence will quickly happened change of its land structure <br /><br />Rock Sabang town formation consist of volcanic rock for the width of 70% wide of region, sediment rock for the width of 27% and alluvial sediment 3%. In general the condition of this geologies influence its condition. Hereinafter, sea floor around Sabang Area in general form of compatible manger so that used for the port, specially big port because can call on heavy oil tanker type till 50.000 DWT .<br /><br />Condition of Pulo Aceh geology influenced by bunch material Mountain of Bukit Barisan and Volcano Breuh Island rock structure. Rock constituting this area geology structure is sediment rock with horizontal coat, chalk rock, and Tertiary volcanic rock and Courtier. At this area there are some obstetrical type of mineral, among others are dig materials and copper, elementary materials of cement, zinc, and bauxite .<br /><span class="fullpost"><br />Climate: Climate an area with other area is not always same because many factor influencing like transversal situation and condition of the geography area. Climate is mean weather in an area for the duration of a long time (specified period). In general, climate in Sabang Area is including into tropical climate. This matter because influenced with its situation which reside around equator line<br /><br />Climate elements which is often used under consideration about hidrology cycle are rainfall, temperature, wind, and dampness of air. As does climate, amount of accepted rainfall an area very influenced by meteorology factors and factors related to aqueous vapour circulation, those are: transversal situation, height, apart the source of water, wind direction, and position relative to mountain. Annual rainfall in this area range from 1000 - 2000 mm for the Pulo of Aceh and above 2000 mm for the Town of Sabang. Rainfall Level little difference between coastal region with hilly region and have mount. Pursuant to Classification Schmidt and Fergusson, its rainfall type is including B class (wet). Obtained Rainfall data from Station Meteorology and Geophysics Cot Ba'U Sabang (assumed to deputize Sabang Town) and Blang Star, Big Sub- Aceh Province (assumed to deputize Pulo Aceh) can be seen at Table Rainfall which high relative very conducive because condition of hilly Sabang Area with closeness level of plant which still is high .<br /><br />Average temperature in Sabang Area is about 26 o C with maximum 31 o C and its minimum temperature 20 o C. Wind direction that happened in Sabang Town area and Pulo Aceh are difference.<br /><br />Topography and Geomorphology<br />Dominated by hilly up to mountainous surfaces.<br />Coastal area generally are high, steep and deep coast <br />Topographycal condition of the area shall be detailed as follows; 3% lowland plain, 10% wavy plain, 35% hilly plain and 52% mountainous plain.<br />Average elevation is approximately 28 meters above the sea level.<br /><br />Disaster Gristle Area <br />Condition of geology in some place, specially in this Sabang town in general less stable. This matter is enabled because its geology structure represent result of mount eruption have fire which consist of andesit tufa. This Rock type in general have the nature of unfavourable physical, which do not give prisoner in accepting pressure. Its Land structure tend to often happened change. Area which located in earthquake gristle area is between Balohan and Town Under East. Whereas in District of Pulo Acheh, there are potency the happening of landslide remember ramp storey; level which high enough. But this matter also depend on existing land type. Still, preventive effort through conservancy of protected forest remain to be needed.<br /><br />Water Resource<br />Sabang Area, specially Sabang Town , although encircled by ocean but clean water supply to its society is felt to answer the demand. Source of water able to be exploited to come from ground water, irrigate wellspring and surface. Source of the clean water for example: Ie wellspring and some lake like Lake Aneuk Laot, Lake Swamp Seunara, Lake Swamp Kareung, Lake Swamp Peuteupen and Lake Swamp Seumusi. Lake Aneuk Laot have potency which high enough for the supply of amount of water required to Sabang town. This Matter because the lake wide of 3 km2 with capacities 7 (seven) million ton irrigate and also charge its water reach 28 litre per second. Other potency will wake up of Accumulating basin Swamp Seunara circumjacent walke between Sabang town-Simpang Iboih and Keunekai ( a parting [about/around] 3 km from Aneuk Sea lake)<br /><br />Clean Water potency in Sabang Town comes from some ground water and wellspring which appear on rock gaps. In This Time PDAM Sabang town exploit estimated wellspring represent porosity from Lake Aneuk Sea . Become non taking/inhaling direct water from its lake. Very potential wellspring is in Balohan region, that is around mountain, and estimated also represent porosity from Lake Aneuk Sea . Pursuant to data known in Balohan region there are at least 4 wellspring with its debit about 25 litres/ second. While Urban Area of Sabang there are 5 wellsprings with capacities or debit 50 litres/second. Wellspring which has big enough potency is in Eye Ie. Till now this wellspring not yet been exploited in an optimal fashion and extend. Its exploiting only limited by society alongside the wellspring stream. Other Wellspring debit, like Jaboi wellspring equal to 5 litres/Lhueng Angen wellspring and second equal to 5 litres/second<br /><br />Service capacities clear irrigate of PDAM about 42 litres/second. This represent merger of capacities from PDAM (about 27 litres/second) and PT. Pelindo (about 15 litres/second). But in this time newly about 30% resident served. And for that need a hard work and cooperation with government area to increase service either from its management facet and also its development. Especial constraint is level leakage of water which is high enough, that is estimated by about 41%. This matter because technical constraint and some its network have is old ommission of Dutch. Other Especial Constraint is the limited existing fund. In general the quality of its ground water very good, bargain, cleanness and is clear<br /><br />Resident which is not served by PDAM or which do not become PDAM customers in general use well dig and also well drill. Mean deepness of its ground water face about 20 metres and estimated by its debit about 3 litres/second. Besides also use cistern of rain water and existing river.<br /><br />At Pulo Acheh Area arrange existing water cover the source of surface water, ground water and wellspring. To the source of superficial ground water reside in at deepness 3 - 7 metres from surface of land with unfavourable condition. If evaluated from existence of river, Pulo Acheh does not meet by the existence of river, except some path coming from is hilly. This paths emit a stream of till coastal estuary. clean Water facility not yet made available, so that the quality of its water cannot be justified .<br /><br />Sea Transportation<br />Transportation go out to sea in Sabang area represent vital communication medium remember function had by this area as Area Free Trade and Free Port. Thereby transportation go out to sea of vital importance its existence to support movement of goods and passenger from and go to this area both of the function can walk better which is on finally will push regional economics locally and also regional, even national.<br /><br />Geographically, Sabang area have strategic situation in international sea transport because the island position reside in foreign ship fairway. Sabang area represent Malacca Strait gateway becoming ship trajectory from Asian port of Pacific and also Europe. Pursuant to this condition, hence Sabang area can be developed to become "Transit Port" serving requirement of mercantile marine and fieldsman which is halting-place in Port of Sabang. Potency Requirement which emerge from this activity for example : ship fuel, clean water, hotel, ship docking and requirement of other ship.<br /><br />Available and vital Port facility in Sabang is dock clinch and warehouse. With existing dock development now, hence Port of Sabang can be used for its moorage of big ship entering and accommodating container ship loading and unloading activities.<br /><br />Strive transportation system development go out to sea in Sabang area it is of course have to provide with analysis to broader system like regional maritime service market, service and development displace ship, and also pattern transportation of international container, beside analyze about condition of port physical as especial facilities in sea transportation. This matter is conducted to development Sabang plan as Area Free Port and also Free Trade can be done optimally.<br /><br />Quickly economic growth of regional in South-East Asia, in general will affect the increasing of growth of container service and commerce. This matter cause maritime service market will have big enough development opportunity in a period of coming. Level of growth of economics in this South-East Asia can be seen from Number Growth of GDP Nations South-East Asia like Indonesia, Malaysia, Philippine, Singapore, Thailand, and Vietnam which means range from 2 - 5% per year. This matter hereinafter will give opportunity to growth activity [of] transshipments (displace ship) at fairway becoming especial medium of the regional commerce. development Activity of this transshipments by itself have to be supported with local economic activity development so that this activity can be exploited in an optimal fashion.<br />Sabang area which located in Malacca Strait entrance representing International Fairway of most crowd in the world, owning big opportunity to become development place activity of this transshipments. The International Fairway can be clear seen at map. Attendance of landed by Transshipment point in this Sabang it is of course will invite good competition with port exist in Indonesia alone like Batam and planned Natuna also as point transshipment and also from Singapore which have old develop the the activity. Particularly again, in Singapore, the activity give contribution equal to 5 % to GDP so that the state will try to maintain its role. Even in this time Singapore position gangway have as port hub for the band of West - East which pass South-East Asia.<br /><br />Though have well-held Indonesian service direct to port of is target of, but in general, all big ports in Indonesia share to serve service feeder to Singapore with frequency which high enough. Besides via Singapore, in this time port of Foreland Priok and Tanjung Perak have been connected direct with Hongkong and Kaoshiung/ eelung by weekly service. Besides, even in frequency seldom, there are also service feeder among port of Belawan and Foreland Gold with Hongkong/Kaoshiung/Keelung.<br /><br />Basically, Sabang even also in this time represent port feeder to Singapore. But there are two tendency expanding to relate to sea transport of container at international band.<br /><br />First: more and more king sized ship which operated by is global of lines shipping as vessel mother. The condition give consequence at progressively limiting of call of port (port of halting-place) the ship those are 3 - 4 ports of just halting-place. This matter will progressively claim role of port hub.<br /><br />Second: existence of global alliance from operator shipping in operation of ship in one group so that its capacities increase causing sea transport trajectory even also become to increase which then claim the existence of addition of port halting-place.<br /><br />This time can be made basis for develop Port of Sabang. But if first tendency which more dominant, Sabang can take advantage of its strategic position in Malacca Strait door which every day passed by about 1.200 ships. But, first tendency goodness and or secondly, Sabang have to ready to with various facility supporting it to become competent international port and enthused to be called on by the ship.<br /><br />Condition of port of Sabang alone in this time a long way off from international competent standard to become port of transshipment. Special even for the port of Sabang, its geographical condition have constraint for the development of port larger ones capable to call on ship with big DWT. For the reason, require to strive development Port of Sabang to become international port by involve port of Balohan where both functioning is equipping each other in one management. This matter is supported by geographical condition and bathymetries port of Balohan to be developed to to become port of larger ones.<br /><br />In general Port facility go out to sea in Sabang and Balohan supported by some excess of its beneficial condition, like natural port which in and can call on fairish by water 50.000 Ton DWT.<br /><br /></span></div>Make Investhttp://www.blogger.com/profile/11357787902737530991noreply@blogger.comtag:blogger.com,1999:blog-2919997520612427530.post-551577845178407822009-09-30T10:57:00.003+07:002009-09-30T11:01:50.862+07:00Obstacles and Barriers of Business Oil Palm Industry<div align="justify">Oil Palm Industry does not escape from the various challenges. Among these are the fluctuations in prices of CPO, which is still low productivity, the ability to develop downstream industries, social conflict and environmental issues.<br />Lately, the demand for oil industry development is vigorous environmental friendly voiced by NGOs. For example Principle & Criteria for Sustainable currently being disseminated by the Roundtable on Sustainable on Palm Oil (RSPO). </div><div align="justify"><span class="fullpost"><br /></span></div><div align="justify"><span class="fullpost">At company level, another challenge to be faced was the threat of business failure of the oil palm agribusiness that will harm capital owners who have invested their capital in large numbers. Some factors that could cause failures include the use of fake seeds, application of technical culture is not appropriate (such as planting, maintenance, fertilizer application, crop management), errors in interpretation of land suitability classes and more.<br /></span></div><div align="justify"><span class="fullpost"><br /></span></div><div align="justify"><span class="fullpost">Social factors are a problem in the oil palm agribusiness enterprise is disharmony relationship between estates, local communities and relevant agencies. This situation can create problems such as the product of looting, land occupation, the problem of land availability and licensing.<br />The high price of CPO 2007-2008 are expected to be difficult to get back to the CPO price trends 2009-2010. CPO prices have abnormalities in 2008 was the high liquidity of the securities outstanding during the year, so that all products, including prices of crude palm oil become a means of speculation, so that price does not reflect the real state price, which is based on supply and demand. In 2007 and 2008 the price of CPO rose 68% -100% of the average CPO price in the year 2003-2006 in Rp.3500/kg level. Meanwhile, core prices also increased by 48% to 82% when the average price for the core Rp.2065/kg years 2003-2006. Based on the projection of world crude palm oil industry in 2009 will still be an increase in the volume of demand by 6% for the whole world. So our projected price of CPO and the nucleus for 2009 will be in Rp.4800-Rp.5000/kg level.</span></div><div align="justify"><span class="fullpost"><br />In September 2007 the Government changed the pattern of implementation of the export tax (ET) on petroleum products as well as all derivative products such as crude palm olein, crude stearin, olein kernel oil, RBD Kernel palm olein ET progressive. With the new rules of this ET, the exporter must pay the export tax is more costly to the office of Customs and Excise, if the price of oil and petroleum products in international markets at the top. Conversely, if prices in international markets are down, then ET to pay for exporters as well. This policy is to ensure the supply of CPO (crude palm oil) in the domestic market to avoid shortages.</span></div><div align="justify"><span class="fullpost"><br />However, on 15 June 2009, the government raised the tax rate on CPO exports from 1.5% to 6.5%. This policy is carried out, apparently to ensure the delivery of this product in the country. I understand that, as the price of CPO in the world market soared, the industry and traders were more happy playing in the export market.<br /><br /></span></div>Make Investhttp://www.blogger.com/profile/11357787902737530991noreply@blogger.comtag:blogger.com,1999:blog-2919997520612427530.post-68909313348743283112009-09-22T07:28:00.000+07:002009-09-22T07:29:24.186+07:00Terminal for coal loading in South Tangerang<div align="justify">The government plans to build a terminal for coal loading in South Tangerang<br /><br />Moody's had just raised Ba2 rating to Indonesia after the last 3 months gave a positive outlook for Indonesia. According to Moody's restoration of Indonesia's economy, prospects for healthy growth, and improvements in macroeconomic management became one of the factors supporting the increase in Indonesia's ranking. With information from Moody's is making Indonesia an increase in asset values. 5-year bond prices continued to climb Indonesia, the rupiah against the dollar also strengthened through the USD 9800. Meanwhile, the rating from S & P for Indonesia still has not changed from BB-(stable).<br /><br />Government in the near future plans to build a terminal for coal loading in Kelurahan Rawamekar Jaya, Kecamatan Serpong, Tangerang City Southern (Tangsel) Banten. This area is more productive as a path and location for the coal supply to several areas in Jakarta, Bogor, Tangerang, Banten and Bekasi.<br /><span class="fullpost"><br />Currently masihl comparative study of local government-related development unloading terminal for coal in Serpong. The results of a study requested by the Government of the Regional Environmental Agency South Tangerang City on the analysis of environmental impacts at the construction site unloading terminal for coal in Serpong.<br /><br />Development plans will run normally, after the results of environmental impact assessment study has been completed and the location was in the local government review into the field. Terminal itself planned take approximately 2 years, when planned construction beginning in 2010, may be operational in 2012.<br /></span></div>Make Investhttp://www.blogger.com/profile/11357787902737530991noreply@blogger.comtag:blogger.com,1999:blog-2919997520612427530.post-10632409508328871652009-08-25T16:38:00.001+07:002009-08-25T16:41:20.270+07:00The risks in shipping<div align="justify">Sea transport is a means of transportation which is vital in Indonesia, since Indonesia is an archipelago which has about 17,508 islands. These transportation facilities serving the passenger transport, trade, forest products and agriculture, mining, exports and imports.<br />Ship Type: The types of ships, including marine transportation functions are categorized as follows:<br />Passenger Ship: Ships that are designed and intended to serve the function of inter-island crossings as well as countries. Design of passenger ships is to have a high speed, navigation and safety facilities and comfort of passengers.<br />Types of ships involved in such a passenger ship cruises, Ferry and cruiser.<br />Ship Goods<br />Ships that are designed and intended function to transport goods between the islands and countries. Design of cargo ship is to have the hold space that can contain various types of goods and there are equipped with loading and unloading equipment.<br /><br />Types of ships involved in such vessels are: General Cargo, which consists of container ships, ship Ro-Ro (roll-on roll-out), Ship Lash (Barge) and Dry Bulk Cargo Ship. Tanker Ship, Bulk Cargo Ship (bulk goods), Multipurpose ship (multi-purpose vessel).<br />Every business has risks of its operations, to identify any risks that may arise will be pursued properly anticipate the steps so that if something happens to the company's operational risk level is facing the most minimal level. Risk-risk that may arise in the shipping business especially cargo ships are as follows:<br /><br /><span class="fullpost"><br />Risks Not Getting Content / Content Not Full<br /><br />Destination sailing and diversity of content greatly affects the amount of charge that can be transported. Cargo boat that will be purchased and operational plan for transporting cement, coal, steel or other both domestically and abroad.<br />For inter-island shipping transport in the country and abroad at risk of not getting the goods transported in one direction of the voyage. The difference is only at the level where the risk of loss or loss of vacancies not filled in charge overseas shipping larger compared in the country, because the cost of shipping and port that is high enough.<br /><br />Risk of Damage During charge Cruises<br /><br />Transportation services for users of transportation of goods, means of transportation is very important in efforts to get the goods in accordance with her wishes. But the quantity and quality of goods is not necessarily in accordance with the desired order.<br />In these circumstances companies face trying to maintain the feasibility of the operation so that the cargo ship was not lost or damaged transportation of ship. While damage due to normal circumstances such as packaging leaks, decreasing the weight / content, torn, worn and packaging standards are not appropriate risks of the owner of the goods.<br /><br />Risk of Drowning / Accidents<br />Sea transport has sunk risk / accident when the ship was sailing along with the load he was carrying. To overcome this risk of loss due to the speed boat will be insured with a guaranteed Risk transportation experience includes fire, explosion, ran aground, sinking, upside down and collision between ships or objects other than water.<br /><br />Damage Risk<br />Damage to the motor boat engine components or the hull will cause the ship to be unable to operate. If this condition occurs with high frequency will certainly result in reduced revenue. The Company will continue to do maintenance and minor repairs on both boat engines, other equipment or the hull. Implementation of improvements or dock either large or small docking will be carried out according to schedule.<br /><br />Economic Risks<br /><br />Macroeconomic situation is very influential on business activities in general. Economic growth characterized by an increase in Gross Domestic Product (GDP) and GDP per capita and the depreciation of the exchange rate under control that occurred before the economic crisis in mid 1997, has encouraged industrial and business activities in real sector in general on a high growth rate.<br />But the conditions of economic crisis that occurred in mid 1997 has led to industrial activities in general to be blocked, people's purchasing power in general declined. Entering the year 1999 until the year 2004 Gross Domestic Product (GDP) again showed an increase.<br />By looking at the expected economic conditions continue to improve the activities of the business world will also be running with the chain growing business also.<br /><br />Competition Risk<br /><br />Marine transportation business activities can not be separated from the competition on the same type of business or any other form of transportation modes. Offer a better will make the benefits of the form of services or products it offers.<br />For companies that continue to maintain and improve conditions of service through the provision of motor boats are always in proper operating condition so that the travel records / schedules for these ships are always good in the end can still reach the existing market opportunities.<br /></span></div>Make Investhttp://www.blogger.com/profile/11357787902737530991noreply@blogger.comtag:blogger.com,1999:blog-2919997520612427530.post-5725231125827440562009-06-27T19:20:00.002+07:002009-06-27T19:29:07.546+07:00Look The Property Market Cycle<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgztdPzgRFlCsbiY8dk9EC02UYTfSmA8Lr-LQqq7bR3Pc8nlAe9-rhyphenhyphenDDYI2RgXcRA19QAcKImmeIgPOrhIo2LEYpLM_s6U548K8U5_pLoqvh-9zAVseHfzUVRWnMeSx4DjN8fuxRjjTZa8/s1600-h/cost1.jpg"><img style="float:left; margin:0 10px 10px 0;cursor:pointer; cursor:hand;width: 320px; height: 162px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgztdPzgRFlCsbiY8dk9EC02UYTfSmA8Lr-LQqq7bR3Pc8nlAe9-rhyphenhyphenDDYI2RgXcRA19QAcKImmeIgPOrhIo2LEYpLM_s6U548K8U5_pLoqvh-9zAVseHfzUVRWnMeSx4DjN8fuxRjjTZa8/s320/cost1.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5351983367419825058" /></a><br /><div align="justify">Properties on the market at this time are on the fragile condition and there is a demand decline sharply due to the economic crisis in the field. </div><div align="justify">What is the cycle? The simple cycle can be said as a result of the natural instability of the market and the player’s inability to maintain stable market supply and demand. In the long period of time this does not cause problems, but in a time where the market control and loose in a short time going over-heating so that the fall of the market can not be dodged, we need to think more deeply about these cycles.<br /><br />Although we realize that not a single cycle, which represents a certain property activities, but the cycle is influenced by other economic-cycle according to the position of each. We need to identify the behaviour of some important economic element in the field of property (real estate) to be able to identify market trends, which are: Inflation cycle ; Macro-cycle long-term real estate ; Macro cycle real estate short-term; Cycle of funding from banks / financial institutions; Cycle of regional development; Cycle age and ownership rights invest; Cycle popularity and taste; Cycle demand ; Supply cycle ; Cycle rental properties .<br /><br />Be seen from the national, cycle property also has a more important meaning. Such as Indonesia, are very dependent on foreign funds to finance projects in large-scale properties. At the time of going "property boom", the number of loans outside the country to grow rapidly. When then decrease sharply in the market situation, the foreign borrowing can lead to a drop in the value of the currency of dollar or rupiah.<br /><span class="fullpost"><br />In such conditions it is very possible despite the failure of the project owner is able to overcome the problems of decline in local demand. The situation therefore is not only due to a severe rise in the property market and funding from the bank but can be spread overlooks joint-joint national economy.<br /><br />Basically, the cycle has a characteristic pattern that is a simple standard:<br />Cycle begins on the supply and demand balance. Demand increased in line with economic growth, this growth provides opportunities for development. Marked the beginning of the competition with the low level of price increase so quickly lead to higher investment returns above the average. Attracted by the large demand and the highest good, and added supply increased again with the emergence of new suppliers, this is causing increased competition and demand equilibrate quickly. As a result of the length management license, a bank loan agreement and the development of many developers who were late to enter the market so that more can not be absorbed by demand. Demand a high cause developers to ignore the quality of the building pursuing a greater advantage, so that developers do not have any experience of follow-follow-up to the market without thinking about the long-term program. Such conditions lead to the emergence of price wars, the quality of development and decrease the profit developers. This will cause complaints from buyers and eventually eliminate the public trust. See good growth, the Bank and financial institutions compete to provide race-loans to developers so that the loss of principles circumspection, the loan becomes more important than the quality of the loan. Difficulty selling the interest burden of the greater, so the developers were forced to lower the selling price so that the loss of benefits, some developers do not even longer to return the loan.<br /><br /></span></div>Make Investhttp://www.blogger.com/profile/11357787902737530991noreply@blogger.comtag:blogger.com,1999:blog-2919997520612427530.post-35995256643290743962009-06-06T22:10:00.001+07:002009-06-06T22:29:22.683+07:00Investment oil palm processing factory still bright<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh_YEDpw3bK-8nnA-x8r62y8zgA7awaRwnquuTsCyhxluv8fWlqgiDRxyaiCC2pJQTfHh7rkmEyhGHdJr-drea8oWlYwzjNnqdWq6uRKR-v4EK6P_3DOHkP84pnpfXkbM2i4K926u-fJltx/s1600-h/zzz.jpg"><img style="float:left; margin:0 10px 10px 0;cursor:pointer; cursor:hand;width: 320px; height: 162px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh_YEDpw3bK-8nnA-x8r62y8zgA7awaRwnquuTsCyhxluv8fWlqgiDRxyaiCC2pJQTfHh7rkmEyhGHdJr-drea8oWlYwzjNnqdWq6uRKR-v4EK6P_3DOHkP84pnpfXkbM2i4K926u-fJltx/s320/zzz.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5344236838999448482" /></a><br /><div align="justify">Investment oil palm processing factory still bright. Development of oil palm processing factory in Indonesia is estimated to begin in 2001 will likely continue to increase in line with the increased consumption of CPO in the world of 2000 was 20.645 million tons and production of 19.962 million tons, and continues to increase until 2010, where the estimated world consumption of CPO will reach 29.0 million tons with production reached 28.571 million tons. Projected production of CPO in the world compared to the need to still have a large market opportunity.<br /><br />Meanwhile, the demand of CPO in the country, both CPO and PKO to this generally can be met from production in the country. Based on the condition means that the market opportunities both in the country and to export up to at this time is quite good, this shows that the prospects of development with capacity 60 ton / hour palm oil processing factory until now is still quite good and the views of marketing are marketable.<br /><br />By looking at the development of the area, production and potential new areas of the new oil palm plantation, as has been described previously, the opportunity for the development of oil palm plantation development and palm oil processing factory at this time to still have a future prospect, which is quite good. But this must be supported by all parties and related institutions, especially in terms of ease of funding from banks.<br /><br />To support this industry sector, the Government of Indonesia still need to make special regulations, so that the CPO can be processed into the final in the country. Regulation is needed to prevent runaway CPO Indonesia to Malaysia and then exported as Malaysian products. Major competitors as Indonesia, Malaysia with its export agencies winning more votes in the CPO is able to organize because the product quality up to the state lobbying importer. Conditions like this will endanger the position of marketing in the CPO market-potential market. Malaysia can re-export of Indonesian CPO claim as their products.<br /><br />Request sprout palm oil in Indonesia in 2005 reached 500 million sprouts. While the ability to shoot the production of oil palm in Indonesia superior per year up to 90 million. A large area of new oil palm plantations since 2004 caused the demand of oil palm seeds winning jump. With the supply of the shoot, large companies will experience difficulties in the procurement of oil palm shoot, so they would not need to import palm shoot from the outside.<br /><br />Fluctuations in the price of CPO, companies engaged in the business sector should be able to perform the export of CPO with a minimum contract period of 6 months. This needs to be done in order to maintain the company's performance, especially when the CPO price has decreased.<br /><br /><br />With analysis of market demand the product of CPO to indicate that growth continues to increase, both at the national level and the world market, it can be concluded that:<br /><span class="fullpost"><br />Business development in the commodity of oil palm plantations which produce upstream CPO, have a market opportunity that is very good, because the CPO price trend, which continues to increase, in line with the increase in demand volume products. In addition to the development of fuel vegetable that can be updated, making this product the more prospective;<br />CPO is one of the Indonesian export commodity, the commodity is a product sold widely in the world.<br /><br />CPO selling price is influenced by supply and demand conditions in the world market, both for the product itself and CPO substitution other products such as soybean oil (Soya Oil).<br /><br />CPO products as competitors are other vegetable oils which is a product substitution, especially Soya Oil. In the market, this product can be said CPO is very competitive, this is a product of CPO cheapest compared to other product substitution is associated with the high level of efficiency, product CPO. Productivity of land for CPO is 3200 kg / ha, far greater than the productivity of the land for other vegetable oils.<br /><br /></span></div>Make Investhttp://www.blogger.com/profile/11357787902737530991noreply@blogger.comtag:blogger.com,1999:blog-2919997520612427530.post-72556131874555301442009-05-15T22:35:00.005+07:002009-05-15T22:45:11.823+07:00Jakarta City Center (JaCC) as the biggest wholesale center<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiv8ojkXCS6-Bs3Yv3EAW-2Xi1X5xJ8h1jp85SrV4axrWmEz79X8B0lkcn7wYmMQeBj5xe7tdUSJuOcqHzI_MrZcWMMaYf-wTF5r7RxQyZ6fuQnEJhS0uQd-zVGopMEX2Sw8tWaCjySB7uU/s1600-h/OUTRA.jpg"><img style="float:left; margin:0 10px 10px 0;cursor:pointer; cursor:hand;width: 200px; height: 140px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiv8ojkXCS6-Bs3Yv3EAW-2Xi1X5xJ8h1jp85SrV4axrWmEz79X8B0lkcn7wYmMQeBj5xe7tdUSJuOcqHzI_MrZcWMMaYf-wTF5r7RxQyZ6fuQnEJhS0uQd-zVGopMEX2Sw8tWaCjySB7uU/s200/OUTRA.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5336077204826265874" /></a><br /><div align="justify">To find out the condition of competitors in the vicinity of the project Tanah Abang Market Block-BB, D, C and E, the following description will be given the competition from shopping centers located around the location of the Tanah Abang market.<br /><br />Tanah Abang Market Block-BA<br /><br />Tanah Abang Market Block-BA located din Jalan Mas Mansyur, Tanah Abang District, Central Jakarta. Currently, Tanah Abang Market Block-BA is one of the market with the latest condition of the building blocks of the other events after the fire. After re-development, Blok A market that started operation since 1 July 2005 has changed in terms of the concept of the building, this is clearly visible in terms of interior architecture and new building is built.<br /><br />Facilities that now have the addition, facilities such as worship, Bank, ATM, security system, the loading and unloading and packaging, goods and passenger lifts, escalator unit 143 which support the activities of visitors and one for floor food court which all aim to increase the comfort and security for visitors who come to shop. The kiosk was built and 8000 + stall.<br /><br /><br />In terms of products offered, Block A has a similarity in terms of the products that are sold with the product sold in blocks B, D, C and E. This is because the environment of the Tanah Abang Market segment’s on commodities such as textiles, clothing and so convection, so that it can be ascertained that the A block is one of the nearest competitor's Blocks B, D, C and E later.<br /><br />Metro Tanah Abang<br /><br />The location of the shopping center Metro Tanah Abang is located in Jalan Wahid Hasyim, Central Jakarta. Place shopping center has a strata title status (selling) for the ownership and located near the Tanah Abang market, because it is only 30 m + complex with the Tanah Abang Market Block-BB, D, C and E. Access in terms of traffic, Metro Tanah Abang have roads that can still go through Jalan Wahid Hasyim, a different market compared to the Tanah Abang Blok A and the new. The achievement of visitors and circulation in the Metro is quite convenient and easy with a fairly complete. Type of kiosks that sold in the Metro is very diverse, consisting of area 3 m2, 4 m2, 6 m2, 8 m2 and 9 m2.<br /><br />Metro Tanah Abang ensure that competitors can be tight for the Tanah Abang market, this is because the segmentation of this type of goods sold have similarities, such as textiles, ready-made, women's clothing, children, teenagers, etc. Jakarta City Center (JaCC) as the biggest wholesale center<br /><br />Jakarta City Center (JaCC) as the biggest wholesale center<br /><span class="fullpost"><br />Jakarta City Center Located on Jalan Kebon Kacang is a wholesale center in Southeast Asia. So three-quarter money market Tanah Abang, Jakarta City Center berkaliber International. In addition JaCC have other advantages, namely, not merely the center of textile and garment wholesale, JaCC also contains a number of other products: products made of leather, watches, glasses, electronics, cellular phones, and drugs. In addition, JaCC is a modern business area, other than the trade center, modern, complex JaCC also filled in by office buildings, apartments, central and SME (small medium business) integrated business that is located in the heart of capital.<br /><br />JaCC total area is 13, 6 hectares. Area trade center building for approximately 550,000 square meters, has seven floors with a total number of kiosks is 8000 units.<br /><br />Tanah Abang area since a long time known as the trade center, is a change in line with City project (JaCC). JaCC designed as a modern business area consists of HPI centers, wholesale centers, office buildings and apartment development which is done in stages over the area 13.6 (ha). JaCC is intended to be one of the solutions of the Tanah Abang. As a multifunctional area that already has an international reputation, as this area already has a central wholesale garment and textile largest and most complete.<br /><br />With a strategic location on Jalan Kebon Kacang, which is one of intravenously trade center area of Tanah Abang, wholesale center for textile products, garment accessories, and other accessibility features that are easy to reach. Means of transportation for the JaCC also very easy, because the developers provide shuttle bus back alik from Tanah Abang Market JaCC to the location comfortable for the visitors who come to City Center. Also be JaCC Trans Jakarta bus way and the train line Monorrail.<br /><br />JaCC equipped with self-contained facilities, such as exhibition hall that is able to accommodate approximately 5000 people, 100 unit facility, escalator units and 2 express escalator connecting two floors at a time, a lot also eight container yard for loading and unloading of goods. JaCC this unit is equipped with 16 passengers and 8 Lift the unit lift service, and security from the danger of fire, each floor JaCC equipped with sprinkler, fire hydrant and fire shutter, Jakarta City Center is the only center that features multi drop off from the floor basis up to three floors. Land for parking at each floor with a capacity of 7.000 car parking.<br /><br /></span></div>Make Investhttp://www.blogger.com/profile/11357787902737530991noreply@blogger.comtag:blogger.com,1999:blog-2919997520612427530.post-77639289464646932112009-05-09T14:35:00.004+07:002009-05-09T15:02:56.155+07:00Performance Evaluation in Valuation Property<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjGaP-tAI4xZcxQ6CE9s1XDdmogCsftUnfNrR6Vr_ujF-TZgpIq1sOHcX22wAX1EDp3C-0N8IdCZCh0zkE-q_qeibLG9uYDSeejoPGXUov93cs2loaFkFWzgV0JoAFPgToYKE_FICFAk8xV/s1600-h/per.jpg"><img style="float:left; margin:0 10px 10px 0;cursor:pointer; cursor:hand;width: 320px; height: 202px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjGaP-tAI4xZcxQ6CE9s1XDdmogCsftUnfNrR6Vr_ujF-TZgpIq1sOHcX22wAX1EDp3C-0N8IdCZCh0zkE-q_qeibLG9uYDSeejoPGXUov93cs2loaFkFWzgV0JoAFPgToYKE_FICFAk8xV/s320/per.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5333729943790002674" /></a><br /><br /><div align="justify">This article is a follow <a href="http://dofirstinvestment.blogspot.com/2009/04/key-point-to-get-property-value.html"><strong>Key point to get property value</strong></a>, <a href="http://dofirstinvestment.blogspot.com/2009/05/plan-visits-to-direct-visit.html"><strong>Plan visits to direct visit</strong></a>, please read on and become one unit. In order to obtain an independent assessment</div><div align="justify">Each process must work through a process of discussion and argument is clear and documented. Each end of the form value (value) must involve at least two (2) people who do the discussion on this, the Valuer and the Manager. Each Valuer based on the work and the fact that the data obtained based on the work process and the standard approach. Valuation can not use its empirical experience as a reference standard, but only based on the findings of the data and discussions with the Manager. Valuer to manage the data that are qualitative and quantitative. Nature of the data include: Quantitative data, ie data are real is obtained directly from the source or the first direct view conditions in the field. Qualitative data, ie data in the form of situation analysis or recommendations will actual conditions that are sometimes subjective, opinions or ideas will be used carefully in the process of working as Any reference.</div><div align="justify"></div><div align="justify">Valuation have a standard object of the votes and the assessment approach. Valuer has to formulate the analytical aspects of the direct with the object to the assessment of the value of a number and the full report. Interpersonal Valuation have the capacity, ie, the ability to build good relationships with other people in a short time and make the data and interviews with the right. Valuation had to follow the assessment of basic education held by the professional associations related to the minimum qualifications set. </div><div align="justify"><span class="fullpost"><strong></strong></span></div><div align="justify"><span class="fullpost">Working Group<br />Each assessment work can be done by at least one marker or more (according to weight and type of work).<br /><br />The Internal Relations<br />Each Valuer must document each of the instructions, notes or meetings on internal and with clients or other parties.<br />Documentation is a tool in the search back to the data or evaluation.<br />Documentation compiled based on the sequence of events (sequence) and distributed after the note by the Director of Engineering.<br /><br />Diversion Conditions<br />In the case of the Director of Engineering to receive the assessment tasks outside the agreed standard, the task can still be carried out with the requirements as follows:<br />Valuation must be confident that the task does not have any indication or tendency to mislead the needs with that assessment, or the general public<br />Valuation should be our duty to inform in writing that the task was conducted with the assumption of practice or special exception from this standard that must be disclosed fully in the assessment reports</span></div><div align="justify"><span class="fullpost"><br />If the Technical Director are required to run outside of the assessment or the standard provisions that have been agreed, Technical Director can accept or reject the work in writing the reasons remain to include and assumptions that must be agreed at the time of the assessment process<br /><br />ABC COMPANY less tolerate any irregularities that occur on the Valuation (sudden schedule assessment, the document given client does not complete, the document will be Clients requested at a later) Technical Director gives approval only after reviewing the case-by-case basis. Valuation to process documentation and review documents on the end of each work to ensure that each instruction is received, the assessment process and work was done. If there are documents that are pending (not yet completed), do the coordination with the relevant manager to complete or give a note to be submitted to the Director of Engineering. </span></div><div align="justify"><span class="fullpost"><strong></strong></span></div><div align="justify"><span class="fullpost">P</span><span class="fullpost">erformance Evaluation<br />Technical Director / officer is appointed to supervise and evaluate periodically the performance of all employees on each assignment. Evaluation can be done periodically, or can be done at random (random) to each employee and the workplace.<br /><br />Valuation must consider the following factors: Data is data that must be clear, accurate and relevant; Efficiency, cost and resources in the implementation of the ABC Company project, where each marker must be clearly informed about the costs and allocation of resources per project based on an agreement between the Valuation and the Director of Marketing or Engineering. Time management in a project, where each estimator can estimate the necessary time allocation for each of the work related to the assessment. Confidentiality of data or work, essentially an assessment of each officer must be able to maintain the confidentiality of data or work that is or has been done. Objectivities the work, Assessment of each officer in addition to the principles hold objectivities each individual must also always discuss the results of work to colleagues or superiors direct Valuation to maintain the quality of the work to remain objective.<br />This is above factors must be calculated by the boss of each marker in the assessment process work.<br /><br />The assessment<br />Valuation based on a proposed standard that the media has to get approval by the Director of Engineering. Time of the assessment should be done at least one day before the implementation of the inspection. To request the assessment should be conducted on the same day or at the end of the day, must get approval from the Director of Engineering. Assessment can make the process re-assessment, where the database already exists on the Client COMPANY ABC, so that the process can be done on updating the existing database on COMPANY ABC. Documents required by each marker should be at least 1 day before the inspection field. If you can not photocopy the documents have not been given or can be loaned by Client, then the work can be resumed based on the approval of the Director of Engineering.<br /></span></div>Make Investhttp://www.blogger.com/profile/11357787902737530991noreply@blogger.comtag:blogger.com,1999:blog-2919997520612427530.post-69754235198324511912009-05-02T17:01:00.003+07:002009-05-02T17:11:26.186+07:00Plan visits to direct visit<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgrRV3CQs_qsFUvK3eS4-WiUeUXrvMSxBFXjBQ4uZbxcuhvHawk-b6mWxx58_MKfQieLggMW1FY768qKUIxObQAc0MRhW-ol3p0uGUmWHfO07ziLcnf-bsyejqfzcHOi7Eq4rv81NBgml9y/s1600-h/plann.jpg"><img style="float:left; margin:0 10px 10px 0;cursor:pointer; cursor:hand;width: 320px; height: 303px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgrRV3CQs_qsFUvK3eS4-WiUeUXrvMSxBFXjBQ4uZbxcuhvHawk-b6mWxx58_MKfQieLggMW1FY768qKUIxObQAc0MRhW-ol3p0uGUmWHfO07ziLcnf-bsyejqfzcHOi7Eq4rv81NBgml9y/s320/plann.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5331167113912310898" /></a><br /><div align="justify">I Valuation property, we must Planning/ Plan visits to direct visit. This article is a connection from or related to the “Key point to get property value”<br /><br />This The process of assessment based on the sequence of instructions (sequences). Schedule can be based on the assessment scale based on the priority attention or special treatment to the client after communicated to the Marketing Division and approved by the Director of Engineering can be arranged as follows:<br /><br />Priority I : Especially for clients who have the Exposure or the value of cooperation with a relatively large company or valuer will have a broad impact, such as government agencies and others. Clients also include that has not been working with the company Valuer, as related to the preparation of a database on the historical marker Company.<br /><br />Priority II : Especially for clients who have a relatively small Exposure (retail is), and does not affect large. Included therein is also the Client to re-assessment, because the company still saves the Valuer database tools.<br /><br />Determining the value of cooperation that will differentiate the company's work priorities are determined by the valuer agreed between the Division of Marketing and Director of Engineering.<br /><br />Approach Work in process consists of four types namely: Interview; Use of Research Results from the secondary data, in the form of information from advertisements, newspapers, and other ; Visits to related institutions ; Field visits (direct observation).<br /><span class="fullpost"><br />Preparation of questions in interviews to be done by each evaluator before implementation is done.<br />Terms of persons who are a source of data in the assessment process include:<br />Persons can be responsible and clear opinion. Valuer must ensure that resources will be interviewed and may be clear in terms of competence and authority<br />Interviewed the source can be trusted and are the people who have the capacity to provide opinions about the object<br />Who interviewed the source in accordance with the facts, a good lay-out or photograph or other means.<br /><br />Field visits are a must in the assessment process. Field visits so that can be done efficiently with basically every evaluator must obtain or find information as follows:<br />Benchmark data (comparative data), including technical data that are equivalent and related to the object that will be assessed more than one (1) relevant data.<br />Behavior of market data (market behavior), including data related to the level of market interest or object that will be assessed. Data based on the beliefs and practices, including data that is cognitive and can be emotional or superstition are the object of which will be judged.<br /><br />Data based on the opinions, including opinions, or that already exist in the market or the general public related to the object that is considered<br />Data based on knowledge (knowledge or empirical), includes the empirical experience of each other Valuer and employees on the company object to the evaluator assessed<br /><br />Visits to related institutions is conducted to obtain data to support other objects associated with the votes. Related institutions, among other villages, Local Government, City Administration and others.<br /><br />Results poured in the form of an assessment report with the required documentation such as photos, location map, picture, land (lot plan), pictures of the layout (plat plan), and others. The format of reporting to the provisions of Standard Valuation.<br /><br />Job Guide<br />Each employee in the company, mainly work-based Valuer who have agreed guidelines for internal and external. Internal guidelines can be revised at any time or periodically in accordance with the needs of internal and market, and are subject to approval at the Board of Directors.<br /><br />When changes occur in an external guide, the adjustment process need to be working. This change is done by working with the Ministry of Research and Valuer throughout the entire approval of the Board of Directors.<br /><br />Inspection<br />In the required field inspection to officers appointed to carry out:<br />visits to the field (site visit),<br />data collection and<br />interview with the Client<br /><br />The issues that must be observed during the visits to the field are: Reference (reference); the nature or location of the characters / local, if there are findings in the affect that value, age, description / explanation, use, construction of buildings, installations, facilities and infrastructure ; size and knowledgeable of the property or land and buildings.<br /><br />All produce should be based on the size of the set of measurement practices, and any irregularities should be reported. Valuation is not the same as property inspections, so that the Technical Director shall seek disability or lack of careful, and specify whether the defect or deficiency must be followed up by special experts.<br /></span></div>Make Investhttp://www.blogger.com/profile/11357787902737530991noreply@blogger.comtag:blogger.com,1999:blog-2919997520612427530.post-36216659343213132642009-04-25T06:54:00.002+07:002009-04-25T07:07:09.052+07:00Customers electric meter high<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhTfA6bojmCl4O1KbMxcQ42epBA6q2kkL0zGpRdQSACY6bdNUmV5jUqer1hkGV-7HxMdy8DD6UGNLhHUcXAdV_0a0p92AY2lSzuIjs1VoZTdWrI8TjRMOALi_PWL8pUk55__UlcDZh-SYzt/s1600-h/pln.jpg"><img style="float:right; margin:0 0 10px 10px;cursor:pointer; cursor:hand;width: 320px; height: 312px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhTfA6bojmCl4O1KbMxcQ42epBA6q2kkL0zGpRdQSACY6bdNUmV5jUqer1hkGV-7HxMdy8DD6UGNLhHUcXAdV_0a0p92AY2lSzuIjs1VoZTdWrI8TjRMOALi_PWL8pUk55__UlcDZh-SYzt/s320/pln.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5328413827671316674" /></a><br /><div align="justify">Market potential, customers electric meter high enough, can be in this year (2009) requests a prepayment meter 500,000 units. Specifically this request on the island of Java in the urban areas.<br /><br />Experiment the use of prepaid electricity meter has been tested and works well on the island of Java Utung (Kepulauan Seribu). Product has prepaid electricity meter can be built in Indonesia, but still experienced strong competition from the Chinese State. From the savings electricity, this product is in supporting the government. However, not many people know that need to be further socialization.</div><div align="justify"><span class="fullpost"></span></div><div align="justify"><span class="fullpost">Company Pioneer ini electric meter</span></div><div align="justify"><span class="fullpost">PT Mecoindo ideas have started loading the electric meter. This company is engaged in the electric meter with a joint venture between Schlumberger and Berca group. In 2001, Schlumberger release to the Actaris Group ownership. In its development, in April 2007 Actaris diakuisi by Itron Inc., while Berca remain partnered with PT Mecoindo. Of this company Itron has developed. Production capacity of 3.5 million units of the electric meter and 1.5 million units of water meter.<br /><br />How electricity prepayment<br />Customers can control the use of electricity. Application more or less the same as the mobile phone using the free refill. Electricity customers who use prepaid electricity facilities, the voucher to buy the rechargeable electric counters in the "PLN", "SMS" voucher, retail stores, banks and private banks or the government.<br /><br />Given the population of Indonesia very dense source of energy and electricity using coal, then the savings required the use of electricity. Thus, investment in the electric meter is adequate in supporting the government. Shall your investment in this field?<br /></span></div>Make Investhttp://www.blogger.com/profile/11357787902737530991noreply@blogger.comtag:blogger.com,1999:blog-2919997520612427530.post-80203020190488688612009-04-22T19:00:00.003+07:002009-04-22T19:23:01.026+07:00Prospect of investment hotel in Bandung<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhAX8CgfsI7ptD4mDNrvfiBfJ7vXi3gDan529B9yn6HEEfR8WsN-U9mjotJ_6pCBPeOirJJc20PXh5nm2KJmjHbP4rP-F7RpQ7Sqvm6l1q_iLY4ekkQxv6ZoQ13O8LIs5t6tBOw_7DSyj7P/s1600-h/hhh.jpg"><img style="float:left; margin:0 10px 10px 0;cursor:pointer; cursor:hand;width: 320px; height: 251px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhAX8CgfsI7ptD4mDNrvfiBfJ7vXi3gDan529B9yn6HEEfR8WsN-U9mjotJ_6pCBPeOirJJc20PXh5nm2KJmjHbP4rP-F7RpQ7Sqvm6l1q_iLY4ekkQxv6ZoQ13O8LIs5t6tBOw_7DSyj7P/s320/hhh.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5327490065483847570" /></a><br /><div align="justify">Conditions conducive enough security and economic growth began to improve after the prolonged economic crisis that Indonesia bring the influence of the tourism sector. There is a policy the government dismiss the employee at the time of time-specific, which makes longer holidays also meant to encourage the tourism sector. Bandung nowadays is one of the city with a relatively rapid progress of industry and trade, and at this time and is quite easy to reach from Jakarta, and is one of the city a very interesting place to shop, in addition to the Toll Road have been easier to reach the city of Bandung. Bandung City is located in the west Java region and is the Capital Regional Level I West Java. Location Bandung City is viewed in terms of strategic geography, communication, economy and security. Things that affect the existence of the city, among others: the city of Bandung is located on the axis road of West-East relationship with the ease Jakarta. North- South traffic to ease the area of plantation and Subang-Pangalengan. That is not isolated location with good communication. The topography is located in the city of Bandung average altitude of 791 meters (under the sea surface), the highest point in the north with an altitude of 1.050 m and lowest on the south side of 675 meters (under the sea surface). With the condition that adequate security support, to progress trade and industry which is quite rapid at this time showed investment interest in the region this well enough.<br /><span class="fullpost"><br />The average level of occupancy rate Hotel (3, 4 and 5) star along the I quarter 2006 this year as a whole increased by 9.41%. Residential Hotel Star Level 5 increased by 4.87% to 51.29%. Residential Hotel Star Level 4 increased by 8.51% from 63.15% to 68, 63%. 3 Star Hotel and to increase high enough compared to the 4-star hotel and 5. Level 3 Star Hotel Residential an increase of 14.86%, from 63.53% to 72.97%.<br />Compared with the previous quarter price to rent an average 5-star hotel in Rupiah only a change of 0.33%. The decline in the price to rent a room there on the 5-star hotel is down 0.64% from the previous rental price of Rp. To be equal to Rp 686,953. 682,553.<br />While the hotel and 4 stars 3 stars, average rent prices (Average Room Rate) is increased. Price to rent an average of 4 stars hotel rose 0.19% to Rp. 363431. Price and rent average 3 star hotels increased 1.45% from Rp. To be equal to Rp 254,203. 257,895.<br />The hotel business is influenced by political and security issued the hospitality business will have a prospect that brisk, but if the political and security are not conducive, then the impact on business will be exposed to electrical current hospitality.<br />Business Hotel Indonesia experienced tidal, but the business sector is still in the resilience of the economic crisis that the countries of Indonesia and other developing countries. Macro conditions that influence the security sector such as the bombardment at various places, sweeping action by the various mass organizations, even-even demos of high frequency<br />Bandung is one of the city's tourist destinations in Indonesia. A very strategic location with a distance of approximately 2 hours from the city of Jakarta, with the air cool and popular with the fashion centre, is one of the charms of the city of Bandung. Supported by the facilities - sufficient facilities such as hotels, hotel stars begin one (1) star hotel with up to five (5) made the city one of the city is eligible to visit.<br /><br />Provision of hospitality and lodging facilities in the city of Bandung is very diverse in all areas of Bandung Municipality class lodging (jasmine) to the 5-star hotel. Based on data from the Tourism Office of Jakarta, the distribution of hotels in Bandung Municipality as follows: Number of star hotels in the region amounted to 44 Kodya Bandung-star hotel, and most of the 3-star hotel with 16 units and the number of hotels with the amount of 2 units of 14.Kodya scattered in the area of Bandung. In this region Kodya Bandung most built jasmine star hotel, with the number of the hotel as the hotel's 161 divided into jasmine hotel 3 stars hotel of 54 units, jasmine hotel 2 stars hotel of 50 units and 1 star jasmine hotel of 57 units of the hotel. 60 among the hotel is located in the area Cibeunying and 47 unit hotel is located in the area Bojonegara. Thus, Prospect of investment in hotel Bandung is very promising in the future<br /><br />Following some of the hotel which is known visitor in the city Bandung:<br />Hotel Horison / ****, Pelajar Pejuang 45 street No. 121, Phone +6227305000<br />Hotel Grand Preanger / *****, Asia Afrika streetNo. 81/41, Phone +6224231631<br />Hotel Savoy Homan / ****, Asia Afrika street No. 112, Phone +622423224<br />Hotel Papandayan / ****, Gatot Subroto street No. 83, Phone +6227310799<br />Hotel Grand Aquila / *****, Dr. Junjunan street No. 116, Phone +6222039280<br />Hotel Panghegar / ***, Merdeka street No. 2 , Phone +6224232286<br />Hotel Kedaton / ***, Suniaraja street No. 14, Phone +6224219898<br />Hotel Topas Galeria / ***, Dr. Junjunan street No. 153, Phone +6226042631<br />Hotel Istana / ***, Lembong street No. 44, Phone +6224232286<br />Hotel Royal Palace / **, Lembong treet No. 21, Phone +6224208373<br />Hotel Naripan / **, Naripan street No. 31-33, Phone +622. 0224204167<br />Hotel Anggrek / **, RE. Martadinata street No. 15, Phone +6224205537<br /><br /></span></div>Make Investhttp://www.blogger.com/profile/11357787902737530991noreply@blogger.comtag:blogger.com,1999:blog-2919997520612427530.post-14592958499507090472009-04-17T21:05:00.003+07:002009-04-17T21:23:41.964+07:00Key point to get property value<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjymjPOryiTzzcCQa5qlSdD7aWH1JzBxcv-LIqJJAjVV_PK0xxVH0hgH1epRnlQP1BWtT5TwHVBtCR_qSJjZSY8TD5SeKX-JD6XstO5i33892GDpK-8gdi4e5fcG2tpvDZ-oFd4bGAhZ3FW/s1600-h/va.jpg"><img style="float:left; margin:0 10px 10px 0;cursor:pointer; cursor:hand;width: 320px; height: 108px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjymjPOryiTzzcCQa5qlSdD7aWH1JzBxcv-LIqJJAjVV_PK0xxVH0hgH1epRnlQP1BWtT5TwHVBtCR_qSJjZSY8TD5SeKX-JD6XstO5i33892GDpK-8gdi4e5fcG2tpvDZ-oFd4bGAhZ3FW/s320/va.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5325665827754946322" /></a><br /><div align="justify">Property is a legal concept that includes the interests, rights and benefits associated with ownership of and as defined in accordance with the valuation standard.<br /><br />Valuation is the economic concept of property is made for various reasons, among others, who are classified as follows: financial report, transactions that resulted in the transition of ownership, loans, and guarantee the rights guaranteed to the property, litigation, taxation and consulting or investment decisions.<br /><br />Valuer is the officer designated by the Company (e.g.: xxx), to make the process of data identification, inspection, analysis and evaluation to assess the results obtained.<br /><br />Quality control officers are officers who ensure the quality of the data, and reports in accordance with the Valuation has set the standard. Quality control officer Independent of the Valuation process, in accordance with the provisions of standard operational procedures on quality control of the assignment.<br /><br />Value is an economic concept that refers to the price which is very possible and agreed by the buyer from a seller of goods or services that are available for purchase. Market Value as defined in the valuation standard, like IVS or IVRS<br /><br /><span class="fullpost">Conditions:<br />The Company (e.g.: xxx) implement a property assessment process in accordance with the provisions stipulated in the Standard Valuation , the documents related to the Collection object assessment, field inspection, Data collection, data analysis and calculations, The draft, discussion and evaluation with the Manager of the assessment results, discussion and evaluation results of the assessment with the Technical Director or a certified evaluator, Final Reports, Signature by the Director of the Licensed Valuer<br /><br />Assessment/Valuation<br />Valuation destination on the property made to the various considerations, including the following categories: financial report, the transfer of rights act law (juridical control), the Agreement and issuance of debt receivables rights be dependent on the property as collateral satisfaction of debt, claim control over property, tax issues, consultancy or investment decisions.<br /><br />Terms Organization<br />Directors / employees responsible for the operational implementation of any instructions or contract that is agreed between the Client and The Company (e.g.: xxx) to work assessment.<br /><br />Valuer perform the work based on written instructions from the Director of Engineering through the process after the Acceptance or Rejection Client and Quality Control of the assignment.<br /><br />In the case of work instructions given verbally by the Director of Engineering, the Manager or the evaluator must make a confirmation by phone or other means of communication and record in the Quality Control of the media assignment.<br /><br />Valuer, Quality Control Officers and Directors shall ensure that each product is produced (in the form of reports, and other analysis) were re-examined to ensure no errors in the basic assumptions, the data and analysis on the data, and calculations. They must keep the quality and standards that apply to each assessment process to comply with standards applicable. Be based on the Valuer and specialist expertise of the staff concerned. Technical Director and Manager Functions as a working manager and the manager of human resources. Technical Director and Manager to monitor the work progress and evaluate the results of any work prior to submission to the Board of Directors. Valuer and supporting activities include: inspection, database, document storage, production<br /><br />Inspection, consists of officers who have been appointed to conduct the visits to the field (site visit), data collection and interviews with the client. Valuer must take a number of techniques of data and interviews for data collection. Inspections conducted so far needed to produce an assessment in accordance with the professional goals.<br /><br />Database<br />Database is a collection of data obtained from the results documented in the collection in a storage medium, which is managed by the EDP. Document storage: storage of documents consists of officers who are appointed to manage the storage of documents that are part of the process, or the form of a final report.<br /><br />Document storage is responsible in the preparation (filing) document based on the assessment reports that have been previously determined at the beginning of the process. Classification of the document is set on The Quality Policy and Ethics. Document storage is responsible for regulating and limiting the user documents, internal documents especially the Company (e.g.: xxx). Each end of the year, the official document storage is responsible for the conduct of the evaluation documents that are stored and can make recommendations to the destruction of documents is not used anymore.<br /><br />Production: Production consists of officers who have been appointed to conduct the end of the assessment process and work is becoming one of the assessors, ie, printing reports. Production should be making a report based on work order, a job deadline or priority clients. Production processes must edit on the language and editing the report.<br /><br />Individual Competence: Individuals who have worked as an evaluator competency requirements include: Ability to perform planning and analysis capability on every job. Ability to conduct data collection either primary or secondary.<br />Including in terms of each individual's ability to: Collecting data, both primary and secondary data. The data, as efforts for the selection of data obtained. Data analysis, which requires analytical ability and capable of preparing the premises, trend, or allegations based on the collection of data. Reporting requires the ability to represent data in the form of reports, recommendations, or even analysis that can be understood by everyone, especially clients. Distribution of reporting, the ability to communicate the report, recommendations and analysis based on the work produced has been determined that<br /><br />Conflict of interest<br />Each marker represents compulsory the Company (e.g.: xxx) in each process data and information from the client. Each evaluator must maintain its independence of the client and do not have a conflict of interest in the implementation of each work. Each evaluator must put the interests of the Company (e.g.: xxx) with fixed opinions and give opinions that are objective, measurable and accountable. Assessors should avoid situations where there's conflict of interest and the client. Form of conflict of interest between the interests of another client without considering the aspects objectivities, provide a value that does not comply with the requirements of third parties (banks and others), to receive rewards and other reports so that the Company (e.g.: xxx) does not comply with the standards set by the assessment standards that apply. About conflict of interest provisions set forth in this SOP for the independence of the valuer and valuation standards.<br /><br />To be continued….<br /></span></div>Make Investhttp://www.blogger.com/profile/11357787902737530991noreply@blogger.comtag:blogger.com,1999:blog-2919997520612427530.post-48143672298347094212009-04-12T10:56:00.003+07:002009-04-12T11:26:29.642+07:00Market Data, appropriate to get market value now?<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi7KzZM8Rpq_kBPIUOtPDp8zDo8CuyctKeIBUQ2pTo7O4wo4gXdCKcSzr3dDhUREo9vqWcbuMyur04v2eY52dgnu0II9_X74Soh-G1Q01MBiixqm1eMTdzgxD4AoUtj-4_zagnHoQkxjDo-/s1600-h/makket.jpg"><img style="float:right; margin:0 0 10px 10px;cursor:pointer; cursor:hand;width: 194px; height: 180px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi7KzZM8Rpq_kBPIUOtPDp8zDo8CuyctKeIBUQ2pTo7O4wo4gXdCKcSzr3dDhUREo9vqWcbuMyur04v2eY52dgnu0II9_X74Soh-G1Q01MBiixqm1eMTdzgxD4AoUtj-4_zagnHoQkxjDo-/s320/makket.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5323656516470778034" /></a><br /><div align="justify">In general, the assessment/valuer to get “market value” or “non-market value” using the three approaches are: </div><div align="justify"><ul><li>Cost Approach </li><li>Income Approach </li><li>Market Data Approach</li></ul></div><div align="justify"><p><strong>Cost Approach</strong></p><p>The total market value of the land or site, assumed vacant, and the depreciated replacement or reproduction costs of the improvements. Depreciation from three sources: physical deterioration, functional obsolescence, and economic obsolescence - is deducted from the current cost of replacing an improvement to arrive at the estimate of depreciated replacement cost or reproduction cost. Reproduction cost, consider the cost of the price now, which is needed to make a replica of the object by using the assessment materials, construction standards, design, lay out, and the quality of the same object, and Replacement cost, consider the cost with the price now, which is needed to make an assessment of the object with the use of materials, construction standards, design, lay out, and the quality of the same object.</p><ul><li>Cost Approach can be applied as an approach in the assessment, with the following criteria: Application of Market Data Approach or Income Approach can not be done with the object. Could be the following: the object is a special-purpose property, the property is new or was completed, the object is still in the planning or construction phase renovation, the object is not in selling at the market.</li></ul><p><strong>Income Approach</strong></p><p>The measure of the present worth of the future anticipated benefits (income and property reversion) derived from the property. This conversion of anticipated benefits is accomplished by discounting the net operating income cash flows for a specific holding period and the reversion, at a specified discount rate. In certain cases the capitalization of a single year's net income expectancy, or an annual average of several years’ net income expectancies, by a market derived capitalization rate will be deemed appropriate. Under certain circumstances this single year's capitalization of net income is considered to be a unit of comparison, and therefore best reflects the sales comparison approach.</p><ul><li>Income capitalization Approach can be applied, if the property produces income, it requires some conditions are: Valuer obtain financial data about the property, obtain a comparison of similar data (approach) with the property, the projection of income operational to property, make adjustments on the financial reports property as well as benchmark data.<br /></li></ul><p><strong>Market Data Approach</strong><br />The subject property is compared to similar properties that have been sold recently or are in escrow. By applying appropriate units of comparison, and making adjustments based on the elements of comparison to the sale prices of the comparable sales, a determination of value can be ascertained directly from market data. Market Data Approach is used in assessing the market value of the land, where as the market value of the land is assessed based on the transaction in the vicinity by analyzing the comparable and carry out adjustments on factors affecting value, such as: shape, area and topography, timing of the transaction, location and its surrounding, land use and zoning, services in the vicinity, public transportation, Improvements made, future prospects, etc.<br /><br /> This approach is relevant when used to meet the following criteria:</p><ul><li>Can be applied if the data is similar enough in the vicinity of property available.</li><li>Specification and quality of the property assessed, in accordance with the general standards that apply in the vicinity of the location.</li><li>Data transactions that occur are actually in line with the market, not “the transactions have condition”, the interplay between the buyer and seller.</li></ul><p><span class="fullpost">Based on the above, the market data approach is very appropriate / appropriate to the country or region / city that is quite advanced. Where the available data is sufficient available, the level of openness and the feeling of the transaction or the price is quite open and help each other. In other words, the legal system and legislation relating to the transaction data is very supportive. Meanwhile, the level of scrutiny and responsibility of the population / community, on the importance of the transaction data also support the government policy.<br /><br />But what happens to the country which is very advanced and rich after September 2008 and sometime this crisis still ongoing? Financial crisis has been all over the world. Many doubt the reliability of market data approach. So really? When, this crisis occurred, if the size of the price or decrease in the number of transactions from the previous? If the previous transaction data, is much higher compared with the transaction (when the observation), most likely, the market data approach is less precise in the application.<br /><br />This is the alleged author, we expect comments from readers<br /><br /></span></p></div>Make Investhttp://www.blogger.com/profile/11357787902737530991noreply@blogger.comtag:blogger.com,1999:blog-2919997520612427530.post-89271504094671080912009-04-06T20:58:00.010+07:002009-04-06T22:13:52.545+07:00Management risk on valuation assessment<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgMKEulD6p3jXRq77oQYQiCu7s3pgXwMpIjQWPwvHXcSIm3GxGEQpv4TQ5a3WDO5FL1b0llHg4mVjJCnfXrwJF55GsrpY-Ox5Ie5gHzdoWI9Vidbo4YoAXsDejFtOPeWHzbZCxBVENvivsM/s1600-h/tower3.jpg"><img style="float:left; margin:0 10px 10px 0;cursor:pointer; cursor:hand;width: 172px; height: 320px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgMKEulD6p3jXRq77oQYQiCu7s3pgXwMpIjQWPwvHXcSIm3GxGEQpv4TQ5a3WDO5FL1b0llHg4mVjJCnfXrwJF55GsrpY-Ox5Ie5gHzdoWI9Vidbo4YoAXsDejFtOPeWHzbZCxBVENvivsM/s320/tower3.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5321584009958282946" /></a><br /><div align="justify"><p>Note several important measure in the risk assessment in Valuation, so that we can control and anticipate the risks that may arise:</p><ul><li>Identification, Measurement, Monitoring Risk</li></ul><ul><li> The Risk Management of the Quality Policy and Ethics </li></ul><ul><li>Quality control of the assignment</li></ul><ul><li> Control of independence </li></ul><ul><li>Risk Management of the Valuation </li></ul><p>Terms <br />Company xxx set based on the Risk Management process that is working in accordance with the standards defined in the Operational Procedures, Quality Control Company xxx include: Acceptance or Rejection Client, The Quality Policy and Ethics, Quality Control of the assignment, independence Valuer and Company xxx , Valuation Procedure, Quality of study.<br /><br />Risk management in the Company XXX as defined in the following criteria: documented work process, approval or decision making based on evaluation of at least 2 (two) people, the work provides a significant impact can be run after the evaluation of at least 2 (two) people, according to the principle of dual control.<br /><br />The active supervision of the Risk Management conducted by the Board of Directors, in the form of identification and preparation of risk mitigation activities that occur related to the assessment and dissemination to all employees. <br /><br />Directors must make an ongoing evaluation of risk management is the case, in accordance with the development and understanding the risks of each employee. <br /><br />Evaluation is done periodically, at least 1 (one) times a year. <br /><br />Risk management priorities <span class="fullpost">are developed in the following order:<br /></p><ul><li>Acceptance or Rejection Client</li><li>The Quality Policy and Ethics</li><li>Quality Control of the assignment</li><li>Independence and valuation assessors</li><li>Valuation Procedures</li><li>Quality study<br /></li></ul><p>Risk management is set in working order as follows: Identification of the order of priority based on risk management (risk event), Setting the scale can be measured, or to risk level and the possibility to occur (frequency of occurrence of the risk), Setting a scenario or plan for risk management, Define responsible for risk management that have been identified in <br /><br />Risk Management mitigation is done in several options, among others: Accept: accept risk in the daily activities and conduct are strictly by Partner; Avoid: avoid or reject the risks of daily activities, including the potential risk of occurrence are: Client, activities, documents and others. Transfer: transferring risk to the activity or any other party. Reduce: reducing risk with a number of activities or processes that are working. <br /><br />Risk management is the responsibility of all employees, and in the supervision of the Board of Directors. Risk management that occurred during the current year on undocumented workers who are appointed. Risk management that have been identified or are socialized to run must all employees concerned. <br /><br />Commitment of Management to Business Plan: Evaluation of Management Commitment to the Business Plan is done periodically, at least 1 (one) times a year by the Board of Directors. <br /><br />Commitment to Quality Evaluation of the Board of Directors conducted periodically, at least 1 (one) times a year, according to the Standard Operation Procedure the Quality Policy and Ethics. <br /><br />Things that are material evaluation, among others: Conformity between the targets set at the Business Plan to the achievement of which is already running Evaluation of the suitability of staff competency, Independence of the evaluation criteria and the client can receive, Fee structure charged to the Client <br /><br /><strong>Controlling Risk </strong><br />Indiscipline defines the action of the Board of Directors to employees, including reporting to the authorities to cases of abuse of power and / or loss of entry in the criminal categories. Decision and the consideration is determined by the Board of Directors COMPANY XXX. <br /><br />Appointed Director of the follow-up and correct the findings reported by the Audit Quality or of the external examiner. <br /><br />Repetition or findings that have not been corrected must be submitted to the Board of Directors to consider the impact that risk will be faced. <br /><br />Direct Action from employees not to make the corrections will be given a sanction to employees concerned. <br /><strong>Identification, Measurement, Monitoring Risk </strong><br />Risk identification is a study on the potential risk due to lack of data and / or not running a process, either because of human error or failure of the external influence of the assessment process. Risk appraisal is a basic reference for anticipating the potential of each type of risk. The methodology used to identify risks, among others: Self-assessment Risks & Mapping, efforts to evaluate and identify weaknesses dots that may be the source of a risk. (Weaknesses area). Risk Indicator, rating risk based on potential impact. Risk is measured with the measurement takes into account the frequency of occurrence (likelihood) and consequences of risk (consequence). Criteria used for the consequences are: <br /><br />High with the criteria of financial losses will exceed a certain value, it was stated explicitly in a certain amount of Indonesian Rupiah. Significant damage on the reputation, such as the absence of the parties want to do business over a period of 1-3 months. Restrictions / Revocation of permission from regulators and financial authorities. Death or injury to the employee as a consequence of the work at once. <br /><br />Medium: financial losses will exceed a certain value, it was stated explicitly in a certain amount of Indonesian Rupiah. Moderate damage to the reputation as the possibility of the parties does not want to start a new business. Policy (regulatory) and impose a fine or penalty. <br /><br />Low losses will exceed a certain value; it was stated explicitly in a certain amount of Indonesian Rupiah. There is no damage to the reputation, for example, identified over the parties does not change their business with the Board of Directors. <br /><br />Criteria used for frequency is: High risk will often happens, in at least 1 time each month. Medium (Medium): Risk will occur at least 1 time in 3-6 months. Low: Risk will occur at least 1 times in 6-12 months. <br /><br /><strong>Collecting Data </strong><br />Collecting data related to the risk based on: history, historical data loss has happened and experienced in the week. Routine; routine occurrence with high frequency low impact, low frequency and a high impact on the profit / loss. Directors or employees who should be appointed to record and try to arrange any event including the number of potential losses due to the incident in an administrative data, which can be used to project the potential losses in a period of time. <br /><br /><strong>Risk Monitoring </strong><br />Directors or employees who are appointed to monitor risk on an ongoing basis against all forms of the operational risks and losses incurred by major functional activities, such as how to implement the internal control system and provide periodic reports. <br /><br />Directors or employees who should be appointed to the review on a regular basis (review) of the factors that cause the occurrence of operational risks and the impact of loss. <br /><br />COMPANY XXX Clients must reject any that do not meet the criteria in SOP Client Acceptance and Rejection. <br />Periodically, COMPANY XXX creates a list of clients who get special attention because of factors such as independence or other factors established by the Board of Directors COMPANY XXX. <br /><br />COMPANY XXX shall perform the evaluation of each assignment or job given client. Things must come to the attention are: compliance with employee competency COMPANY XXX, period, and the scope of work. <br /><br />COMPANY XXX charge to the Client in accordance with the standards set by the cost estimator based on the association of the assessment object. <br /><br />In the case of the assignment to provide a significant impact on the scope of work, time period or risk going work related to the XXX COMPANY to charge additional fees beyond that agreed upon as the additional risk of work (risk premium). <br /><br />Charge includes the cost of additional work on the risk (risk premium) are the mechanism through evaluation by the Board of Directors COMPANY XXX and documented, in accordance with the Quality Control SOP assignment. <br /><br />COMPANY XXX must create the form of commitments (contracts) are written with all clients, whether in the form of a Cooperation Agreement and the Offer or the Client has been approved. <br /><br />Form of written commitments minimal information: the scope of the work is done, the determination of the source data, methodology and cost analysis and reports that will be generated. <br /><br />COMPANY XXX Directors may issue a statement letter that explains things a significant other outside of the commitments set out in, as long as the work is or has been in progress. <br /><br />Directors COMPANY XXX with Quality Control Officer shall ensure that all the work done has been documented well, in accordance with the requirements specified in the commitments to the client. Valuation reports are created and produced only distributed to: Clients, in the amount specified, Archives on XXX COMPANY.<br /><br />Valuation reports are limited to documents, in accordance with the SOP The Quality Policy and Ethics so that it can not be, distributed or copied to other parties outside of the commitments specified in the Client. <br /><br />To confirm the condition of the distribution of Valuation Reports, the Board of Directors COMPANY XXX must specify it in the document Conditions barrier that are part of the Valuation Reports. <br /><br /><strong>The Risk Management of the Quality Policy and Ethics </strong><br />Potential Risks associated with The Quality Policy and Ethics are: Risk in the quality of employees, risk management on complaints / feedback from clients, the quality of risk assignment, and the socialization of the Risk Policy on Ethics COMPANY XXX. COMPANY XXX Directors responsible for the acceptance criteria, recruitment, employee assignment, and increasing employee competence. <br /><br />Directors COMPANY XXX mandatory criteria of the program and competency of employees needed. Board of Directors periodically COMPANY XXX do performance assessment of all employees in accordance with the SOP The Quality Policy and Ethics, to ensure the qualifications of existing employees in accordance with the terms of the assignment from the client. <br /><br />Risk to the quality or qualifications of the employees of COMPANY XXX could be reduced and managed to carry out internal or external training, in accordance with the provisions in the SOP The Quality Policy and Ethics. Evaluation of the results of the training is done periodically by the Board of Directors or senior COMPANY XXX concerned. <br /><br />COMPANY XXX manages risks to the quality of employees, among others, with the determination of the rules in writing about: Acceptance criteria including employee and various tests that must be adopted by prospective employees. Structure positions and wage scale and benefits individual employees the right employee & family. Performance assessment, promotion, awards and service work and other aspects related. <br /><br />COMPANY XXX define organizational structure both in the office, representative and branch offices (if any) following the obvious details of the roles, powers, duties and responsibilities of each (job description). Each position by employees who have the skill competency in accordance with the requirements for the position.<br /><br />Risk management of the complaints / feedback from clients is done by continuously communicated with the client during the work progress to ensure the scope and the report has been produced in accordance with the commitments. Communication with clients is done by Project Manager / staff or appointed by the Board of Directors COMPANY XXX. COMPANY XXX applies principles of control (dual control) double, especially in the separation of functions implementing the activities and functions that give the approval. Risk to the quality of the assignment is managed by performing the evaluation at each stage of the work by the Board of Directors COMPANY XXX with staff to ensure that the criteria set by the client can be met by employees and documented COMPANY XXX. <br /><br />The socialization of risk and quality policy with a managed set Ethics. Schedule socialization regularly, at least one (1) times in a year or to any changes that occur in The Quality Policy and Ethics to all employees in accordance with the Code of Professional Ethics. <br /><br />Directors set the amount of authority to act or represent COMPANY XXX, including: limits a hand-over of the official order and give full power to the other party to make payments in person or on behalf of the COMPANY XXX. Letters that create COMPANY XXX binding themselves to a liability and warranties. Authority and issue a purchase fund for the procurement of goods and services. The authority of the insurance policy with a clause to all forms of billing. Authority to do any form of sale-purchase transactions and contracts with clients. Authority to issue a cost and operational (daily expenses). The authority is set by the Board of Directors COMPANY XXX according to the needs of internal COMPANY XXX. <br /><br /><strong>Quality control of the assignment </strong><br />Potential Risks associated with the Quality Control of the assignment is: Risk Working Paper on the approval and evaluation of the assignment, the type of risk on the job of a periodic (repeat order). Working Paper on risk and approval of evaluation assignment may occur because of the Board of Directors COMPANY XXX can provide consent on duty in the field or other place of work. Against this situation, evaluation and approval of the assignment can be done through the existing communication facilities, such as: telephone, facsimile, short message system (SMS), email or other form. <br />Evaluation and approval of the assignment by officials COMPANY XXX minimal information, including: agree or not agree to the assignment, the scope of the evaluation, competency evaluation of employees who can perform the assignment and the cost offered to clients after considering the risk of employment. <br />Risks involved in the work of a periodic (repeat order) can be reduced by evaluating the scope of the assignment and the time period provided for the settlement of the work. If the scope of work provided and the time period given the same assignment as before, then the Quality Control of the assignment can be done by the Project Manager. If the scope of work and the time period given different, then the Quality Control of the assignment made in accordance with the standards and procedures that apply. <br /><br /><strong>Control of independence </strong><br />Potential Risks of the Control of independence is: Risk in the evaluation of independence Clients, Risk documentation on every phase of work. <br /><br />Risk evaluation on the independence of the client is done since the initiation of client work, according to the Entity List is Getting Attention and Obligation for the job. <br /><br />Risk evaluation on the independence of the client with a reduced COMPANY XXX and ensure all employees associated with the assignment do not have affiliate relationships, family, or inclusion. Reduced risk in the documentation of each stage must be evaluated and work is managed by the appointed officers. Appointed officials must ensure that all records, documents or the discussion related to the job stored in accordance with the reference number of the assignment set. Control and access to document the work done by officers who are appointed with every rental documents, and making the return a copy (photocopy). All employees must ensure the independence of the assignment to the Client has been met and documented in the Working Paper related.<br /><br /><strong>Risk Management of the Valuation </strong><br />Potential Risk to the Risk Management Valuation is: Risk in the source data used in the Valuation, Risk on the adequacy of the data used in the Valuation, Risk Management in the methodology used in the Valuation. <br /><br />Risk in the source data used in the Valuation with a reduced quality of the evaluation of the data obtained by the Quality Control Officer, and be sure the data source is valid and can be. Quality Control Officer may conduct random sampling and to ensure truth data provided by the source of information. <br /><br />Risk on the adequacy of the data used in the Valuation can be received throughout the data support from the business or assets that are not related. Superiors or the Board of Directors XXX COMPANY may set the benchmark or benchmark equivalent to the assessment of object, in accordance with the assessment procedures. <br /><br />Reports provided by COMPANY XXX minimal load things below: The determination of the validity of the detailed report with regard factors: a variety of cargo and contents of the report, Willingness necessary information, the information presented truth, accuracy and speed of time. Evidence and any changes that are associated with the mutation data is presented to facilitate the reconstruction and verification, for example: data analysis & calculations, assumptions used, and others. Implementation of system control, supervision and validation (validation checking) on the application to improve control over the assignment and Control of Quality Rating. Determination and data backup program (back-up programs & files) to be placed in a safe place and separate.<br /><br />Quality Risk management study: Potential Risk to the Quality of study is: Risk documentation of each stage of the work, the risk period, or study the quality of the audit was conducted in accordance, on the competence Risk Audit Officer is appointed to the Risk Management of the documentation work is to conduct sampling of the file documents related to the work by the audit. Risk management for a period of study quality, carried out with the Schedule set study on the quality of the beginning of the year by the Board of Directors COMPANY XXX. Risk management of the Audit Officer who is appointed by the Board of Directors COMPANY XXX set criteria for adequate staff is appointed to study the process of quality</p><p>If there are additional comments and can send email to <strong>maruli709@gmail.com</strong></span><br /></p></div>Make Investhttp://www.blogger.com/profile/11357787902737530991noreply@blogger.comtag:blogger.com,1999:blog-2919997520612427530.post-28888498566146793302009-04-03T21:37:00.004+07:002009-04-06T22:03:07.455+07:00Quality control and the assignment in valuation<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjI6yE3LGDE52-gYZW1QOIdpUqU3jVHy_1BhqHDiB6zqeUfYVQgfKlYXK3tCTo-wpvdliBGFt0KBS9s54FOFkJMnI-h_mHe2j4whGzQoSSxmCgj5MsfxMJOJTCcLDHZq8Egwy9nKTiodZ8X/s1600-h/hcontrol.jpg"><img style="float:left; margin:0 10px 10px 0;cursor:pointer; cursor:hand;width: 267px; height: 320px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjI6yE3LGDE52-gYZW1QOIdpUqU3jVHy_1BhqHDiB6zqeUfYVQgfKlYXK3tCTo-wpvdliBGFt0KBS9s54FOFkJMnI-h_mHe2j4whGzQoSSxmCgj5MsfxMJOJTCcLDHZq8Egwy9nKTiodZ8X/s320/hcontrol.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5320478572957507090" /></a><br /><div align="justify">I try to write my experience as a Quality control in the company's Valuation. Hopefully this article useful to readers.<br /><br /><strong>Purpose</strong>: Set the conditions on the Quality Control that apply to the assignment Company xxx.<br /><br /><strong>Scope </strong>:This provision applies to the entire assignment is received by Company xxx<br /><br /><strong>Definition</strong>:</div><div align="justify"><ul><li>Planning commitments (contracts) is a systematic process and documented in the Company xxx to ensure technical aspects, an administrative and juridical commitments can be identified. </li><li>Is the assignment of authority to employees at the Company xxx to implement the work in accordance with the standards set and the commitments that have been agreed upon granting the assignment. </li><li>Work is the implementation phase of the assignment by employees who have been appointed to the schedule have been determined. </li><li>Finalization is the process of determining the final form of the final report has obtained official approval from the authorities in Company xxx.</li><li>Framework of Preferences (Terms of Reference) is the determination of constraint or condition associated with the proposed assignment or set between the client and Company xxx, before the process commitments. </li><li>Commitments (contracts) are a form of agreement in writing between the Client and the binds Company xxx containing the assignment. </li><li>Contract evaluation process is the work done by the Planning Officer to ensure the assignment Clients can be implemented and does not conflict with the Commitment Quality Commitment and Independent. </li><li>Tiered inspection process is the examination of the documents issued at each stage of work by the authorized officer or officers who are appointed.</li><li>Quality control is the process of working systematically to ensure that each phase of work has been done through evaluation by authorized officials or appointed officials.</li><li>Provisions: Company xxx Quality Control set assignment is done on stage as follows: commitments, assignment, Employment, finalization </li><li>Quality control of the assignment made by the officer appointed to an independent employment or assignment. </li><li>Quality control is done with a document written approval from the authorized officer, at each stage. Approval can be done with the sign or initials on the documents or confirmation by telephone. </li><li>Each of the incompleteness or inconsistency, the appointed officer can ask employees who are assigned to make corrections, revisions or improvements in accordance with defined Quality Commitment.</li></ul><p><strong>Planning commitments</strong><br />Company xxxcommitments to planning decisions of the Board of Directors after receiving the assignment Clients, based on the evaluation form on the client acceptance & rejection.<br /><br /><span class="fullpost">Planning commitments made by authorized officials on Company xxx to specify the criteria to be agreed with the Client and the is standard mail bids that have been agreed between the client and Company xxxand / or in the form of a work contract with the client (if requested).<br /><br />Against a number of jobs with the highest job-specific, require relatively long period of time, or involve a large human resources, can Company xxx publishes framework of Preferences (Terms of Reference) before entering the commitments (contracts).<br /><br />Things that must at least get the attention of Company xxxreference in the preparation of the work are:<br />Purpose and Objectives: there is the purpose of our task and goal assignment<br />Scope of Employment (Scope Of Work): there is activity and the type of work specified.<br /><br />Methodology / approach: there is the method or approach that is applied in the assignment procedure.<br /><br />Data or documents that are required: there is all the data or documentation related to the project or work and other information that supports to ensure the work can be performed by Company xxx.<br /><br />Technical Implementation: there is a stage or series of activities in the framework of the implementation of the work by Company xxx.<br /><br />Implementation Timeframe: there is a range of time required in completing all phases of the work or series of activities by Company xxx.<br /><br />Things that must at least get the attention of Company xxx Contract Work on the preparation work is:<br />The conduct of the partnership: the inside is the first and the second as the giver and the recipient of the task assignment.<br /><br />Purpose and Objectives: there is the purpose of our task and goal assignment<br />Scope of Employment (Scope Of Work): there is activity and the type of work specified.<br />Methodology / approach: there is the method or approach that is applied in the assignment procedure.<br />Data or documents that are required: there is all the data or documentation related to the project or work and other information that supports to ensure the work can be performed by Company xxx.<br /><br />Technical Implementation: there is a stage or series of activities in the framework of the implementation of the work by Company xxx.<br /><br />Implementation Timeframe: there is a range of time required in completing all phases of the work or series of activities by Company xxx.<br /><br />Implementation costs:<br />There is a nominal dollar amount as compensation fee on the assignment.<br />Terms of Payment: there are conditions or term of payment of the cost of implementation.<br /><br />Rights and Obligations: there is a right and obligation of the parties during the contract is still valid.<br /><br />Force Major: there is a conditions that allow the occurrence of delays in the implementation period.<br /><br />Evaluation of the Cooperation Framework and the proposed contract to the Client include among others:<br /><br />Review on the needs of Company xxx: Ensure all aspects of the work required for the implementation of the assessment include: the availability of the document, the cost of transportation, assistance (if any) or other needs in the work specified in the Contract.<br /><br />Things that others also need a client can be identified at this point. Including the simulation is on the cost needs to be provided by Company xxxto implement the work based on the standards set, by setting a number of assumptions and the condition is not ideal.<br />Cost of this simulation is used to obtain the appropriate price scheme and is eligible for the job by adding Company xxxwith a reasonable margin of Company xxx.<br /><br />Review on the needs of clients including the conditions and exceptions to be specified quality standards. Including how to solve is to ensure the accuracy of the work, the quality of the work, and ensure that quality standards have been set right and appropriate and can be implemented by all employees of Company xxx.<br /><br />Review of the clause and the term of the Contract. Ensure there is a language and understanding between the Company and the Client on the XXX term and clause is assigned to the Contract. And dissent against for not the same understanding, Company xxx can submit their own proposals for negotiated with the client.<br /><br />Perform the identification and administration of any proposed changes from the Contract<br />Each of the proposed changes and developments on the Contract Board of Directors must also ensure that any proposed changes have been identified and documented by Secretaries company.<br />Ensure the legal status of Contract Ensure the legal status of the Contract are on the jurisdiction of the Company and the Client to place in the equivalent position, and was conducted in the area of our government<br /><br /><strong>Planning the assignment</strong><br />Planning the assignment made by the Director and the employees who have competence on the job after the approval of the Offer Letter, of the Contract or the Work Preferences of Clients.<br /><br />Planning the assignment covers the evaluation of the implementation of the detail work, including: the allocation and appointment of employees who have the competence to perform the job, Schedule of Work, Working Paper of the tool and work<br /><br />Directors may make adjustments to the assignment given throughout do not exceed the agreed scope.<br /><br />Director or employee is appointed Planning documents the assignment in accordance with the form used, after getting approval from the Board of Directors distributed to all Directors and Employees as evidence of planning was done the assignment.<br /><br />Project Evaluation Sheet to become the basic card and the implementation of the project assignment.</p><p><br />Employment Evaluation<br />Quality Control Officer shall conduct the evaluation of a number of factors related to the Employment of: The data and supporting data, method / approach used, which is used Working Paper, Draft Report, Format Reports<br /><br />Quality Control Officer may conduct the interview, re-calculation or other method of verification to ensure that data, the data, the paper work and reporting has been in accordance with the Quality Commitment Company xxx.<br /><br />The evaluation of the Jobs done in writing by the Quality Control Officer in the evaluation of the project.<br /><br />Reports of organized based on the standard valuation like IVSA or other standard in valuation, Quality Control Officer shall ensure that the format and re-order reports are in accordance with the standard.<br /><br /><strong>Finalization of the evaluation</strong><br />Quality Control staff to evaluate which of the Final Report has been signed by the Board of Directors to ensure: The work and reporting standards have been appropriate, implementation of the work was done based on the assessment standards that apply, the employee has to work according to competence.</span><br /></p></div>Make Investhttp://www.blogger.com/profile/11357787902737530991noreply@blogger.comtag:blogger.com,1999:blog-2919997520612427530.post-40149554952623276742009-03-30T21:25:00.003+07:002009-04-06T22:05:53.598+07:00It's time investment in the housing sector<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgSMNjcOO0dwkrahwqlKVemSAcOOYThRWCEO7GsuoH6tXBQokOsMj-DvIvvGB6vga8KA2RlXF4aWCQDYD-A1ihnMc2AhBWKNxADrhWKlZTNTubTbFEPeCCXKJl6z4mFcP92mnqme1kdObE8/s1600-h/its+time.jpg"><img style="float:right; margin:0 0 10px 10px;cursor:pointer; cursor:hand;width: 303px; height: 320px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgSMNjcOO0dwkrahwqlKVemSAcOOYThRWCEO7GsuoH6tXBQokOsMj-DvIvvGB6vga8KA2RlXF4aWCQDYD-A1ihnMc2AhBWKNxADrhWKlZTNTubTbFEPeCCXKJl6z4mFcP92mnqme1kdObE8/s320/its+time.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5318988135524258002" /></a><br /><div align="justify">At this time in Indonesia is a great time to invest in housing sector. The global crisis that is still in progress at this time, is buying or investing in the housing sector. Why?, current reference interest rate (Bank Indonesia Rate), which reached 7.75 percent so that the estimated interest rate credit for home ownership (KPR) 13% -14% and is expected to continue decreasing in 2011 with up to 10% percent.<br /><br />Based on the housing property cycle, and the general election in 2009, this is a great time to build, buy or rent housing, and then release the next one year to return to the market. This is in accordance with the current property cycle in the transition towards the peak position.<br /><br />So, It's time investment in the housing sector. For the investor or end user in order to keep attention to the following:<br /><br /><span class="fullpost"><strong>Identify the location </strong><br />You as a prospective home buyer, as end users or investors first check the location of the house. Location-location and the location, this is the principle that has been ongoing since long. Location is a major factor in selecting each property. Location that will invest in a flood, earthquake-prone, T-intersection? or less access to both?. This is important, because at the time, we will sale or rent in the back this property. The better the location, the higher the property value in the future<br /><br /><strong>Identify the developers</strong><br />1. Note the track record of product developers. For example, technical specifications and quality of the product must be in accordance with a promise to sell the product at the time. <br /><br />2. The house received a new suit and schedules an appointment or even not on time? <br /><br />3. Whether the developer for this, run remains consistent master plan?<br /><br />4. Also check the legal status of land and building permits and other permits. Very often not in accordance with the promises that have been stated. So be careful<br /><br /><strong>Check the level of housing</strong><br /> <br />Level residential important, to find out who lived in the vicinity of the housing. Are we in line with the existing environment? and how we can adjust the existing environment, both live and will be sold later.<br /><br /><strong>Check housing facilities </strong><br />Whether the existing facilities in accordance with the promise of the developer?. Remember that the property purchased will require reimbursement of the increased value in the future<br /><br /><strong>Check the KPR</strong> interest rate from the Bank and the cost of administration and the terms of the required bank.<br /><br />Finally, <strong>do not forget to discu</strong><strong>ss</strong> with you and your family or your consultant. Hopefully help</span><br /><br /><br /></div>Make Investhttp://www.blogger.com/profile/11357787902737530991noreply@blogger.comtag:blogger.com,1999:blog-2919997520612427530.post-29549104833969432972009-03-29T22:42:00.003+07:002009-04-06T22:10:59.828+07:00Bandung one of tourism destination<div align="justify">We hope mid year 2009, even though the global crisis ongoing tourism sector still able to survive and develop creativity so that the tourism sector can recover quickly. The facts that have occurred since the 1997 crisis until the year 2006 in the tourism sector in the city of Bandung is as follows (so do it the fist investmet in hotel sector):<br /><br />Bandung City (some times said Paris Pan Java) is one of the city which is the target destination of Indonesia, as well as foreign tourists. The attractiveness of the city of Bandung as a shopping city and rest of the city is still quite enjoyed by visitors. </div><div align="justify"></div><div align="justify">Factory outlets in various areas of the city centre, including the spread of culinary tour with a taste of the menu, which shows remarkable improvement, including packaging and breakthrough entertainment business conducted in this area is increasingly diverse.<br />Attraction is the excellent developing normative and advertising through word of mouth, making the city of Bandung as not able to accommodate local tourists who come every Sunday. </div><div align="justify"></div><div align="justify">Look the positive development of tourism in Bandung, will look at the thick end of the holiday week, especially on the weekend. Moreover, long holiday weekend (long weekend), for the days such as national holidays and religious days. From the data on each weekend, hotels in Bandung City is full, especially with the long weekend, and even tourists to stay until apartments-apartments. This shows in the tour visits the city of Bandung is very promising. <br /><br /><span class="fullpost">If we see the trend going, every weekend the city of Bandung is always full of visitors, especially on the long weekend. Visitors to the city of Bandung is happy because the weather is comfortable, the food of a wide range that can be enjoyed by anyone, and that has always been this trend in Bandung mode is a city, town to shop.<br /><br />Preparation of the hotel such as this case is not weird anymore. Thus already anticipated with the addition of services, especially for the guests-guests who bring the family, also giving discounts to certain packages, and other services have a city tour, sightseeing with the facilities provided by the hotel vehicle. <br /><br />Meanwhile, some hotels in the city of Bandung have started feeling the increase in the Weekday, between 10-30%, all weekend long to the hotel is always full. The occurrence of spring tourists to the city of Bandung, of not only pack the hotel also houses restaurants, fashion houses such as factory outlets visited by the tourists.<br /><br />Since the crisis took place in 1997 to the present, including the tourism sector one of the very poor from the economic crisis that occurred in the country. However, the government and related institutions that do not want to wait this slackness, the government and other institutions are trying to raise and improve the performance of the sector in a way that promotes the recovery of the image of tourism destination of Indonesia. With the results of the hard work of all the parties concerned, the level of tourism have started this increase, although not like before the financial crisis.<br /><br />The strategy is now in the increase of tourism in Indonesia is to build the country's image further. Beside that also the role of the government and the wider community is also very helpful with the policy of regional autonomy. So there is the potential that can be developed better. <br /><br />One interesting development potential for foreign tourists is the development of tourism sector including the provision of accommodation for the tourists. Ease-in ease of obtaining accommodation of a hotel that is able to provide the best service for both tourists and foreign tourists from the archipelago is the sale value for business hospitality. In general, the hotel has a design that reflects the typical culture of the local community in the design room and looks with traditional, modern and integrate the two. <br /><br />According Mission of the Government of Bandung City Economic regulation is fair, with one potential area of the city of Bandung is a city of tourism and this has the potential in the field of tourism has been growing among the major new trade, development and increased tourist visits in 2006 as evidenced in the number of tourists Reference around 94,000 people, domestic growth of 10-20% year. Potential tour the city of Bandung: there are 225 hotels and the average level of dwelling rooms Room 7,870; 214 Travel Services and 238 source object tourisms.<br /><br />Hotel built in the urban centres is also an addition to the tourist accommodation facilities are also used by businesses and the tasks of government institutions and the private sector and other activities. Hotel development and amenities at the time this is a long term investment to anticipate business opportunities in the future to the development of various sectors of the business at this time.</span><br /></div>Make Investhttp://www.blogger.com/profile/11357787902737530991noreply@blogger.comtag:blogger.com,1999:blog-2919997520612427530.post-82998201791253051952009-03-27T22:16:00.004+07:002009-04-06T22:07:15.937+07:00Serving Reports fairness opinion<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhKd3Et-eKk-8s3905r1-9UchPv3ljiwuxpKP9eqsPFk_HdvBuEUSuP_2CMWl_xNJDlsj_BcsF0gJb1SYfQSP8pgDhQKv_xK3Z1fdNMYkMg8cXf41eAuxHQyuZuQ0RTKNoM45OFCMfWvqtM/s1600-h/borobudurr.jpg"><img style="float:left; margin:0 10px 10px 0;cursor:pointer; cursor:hand;width: 200px; height: 150px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhKd3Et-eKk-8s3905r1-9UchPv3ljiwuxpKP9eqsPFk_HdvBuEUSuP_2CMWl_xNJDlsj_BcsF0gJb1SYfQSP8pgDhQKv_xK3Z1fdNMYkMg8cXf41eAuxHQyuZuQ0RTKNoM45OFCMfWvqtM/s200/borobudurr.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5317891071789761298" /></a><br /><div align="justify">Fairness opinion is a statement given by the Valuer Business to state that a transaction is fair or not fair, after-depth analysis of. The value of the item that was transaction; financial impact of an action plan of the corporation against the interests of shareholders and the use of business considerations that adequate by the management company in the action plan for the corporate interests of the shareholders. Fairness opinion must be on the transaction as a whole and not on one element of the transaction. Provide fairness in the Family, the procedure must be done under the covers: analysis of the transaction; qualitative and quantitative analysis related to the planned transaction, the analysis on the equity value of the transaction; and analysis on other factors that are relevant. <br /><br /><span class="fullpost">Analysis of the transaction must include matters less as the following: Identify the parties and the relationship between the parties related to the transaction, the Agreement and the terms and conditions agreed upon in the transaction, and Rating on the risks and benefits may arise from the implementation of the transactions and condition - related terms. <br /><br />Referred to the qualitative analysis must include the business aspects associated with the transaction less the following: company history (the history and nature of business activities); analysis of industry and the environment; Analysis company operations and prospects; reason for the transaction; and Profit and loss from the transaction qualitative. <br /><br />Quantitative analysis as referred to mandatory assessments against most things less as follows: Rating on the potential income, assets, liabilities and financial condition, including: historical performance Rating; Rating above projections, ratio analysis and financial analysis before the transaction and after the Performa transactions.<br /><br />Valuation above value of the transaction, among others, by doing incremental analysis<br /><br />Analysis on the equity value of the transaction referred to must be convinced that the planned price in the transaction is in a range of market value or the value of the benefit for minority shareholders. <br /><br />In the case used the results Property valuer or other expert he should first ascertain the following: competency, skills and qualifications Property valuer or other experts in accordance with industry and related transactions; the limitation responsibility for the work of Valuer or Property other experts with the Society that fairness is given the responsibility of Business Valuer do transactions on fairness and responsibility can not be transferred to other parties, and has obtained approval from the taskmaster on the use of assessment results Property Valuer or have been obtain approval from the taskmaster on the use of the work of other experts. <br /><br />Business Valuer can provide reasonable opinion of a plan transaction when the transaction will increase the shareholders interest or the interests of shareholders (the public) that is reviewed from the aspects of finance, based on the analysis results and the evidence is relevant. <br /><br />Reports Books fairness required information at least as follows: Number and Date of report; Objectives The Society fairness; Activity transaction including a description of the transaction conflict of interest declared by the management; Description of the assignment; Statement of the independence of the valuer Business; explanation of the data and information is used, the factors considered and the procedures used in the Business marker assessment tasks; explanation of the scope, assumptions, limitations and assessment tasks, and the results of the analysis include: Description of Transaction Plan; description of the parties and the relationship between the parties related to the transactions, agreements and requirements associated with the transaction; and possible risks and opportunities. <br /><br />Qualitative Analysis and Quantitative Analysis; <br /><br />Qualitative Analysis: Historical company (history and nature of business activities); Industry Analysis and the environment; Analysis Operations Prospect and the company; reason for the transaction; and benefits and losses from transactions that are qualitative. Quantitative analysis; Rating on potential income, assets, liabilities and financial condition of entities, including: historical performance Rating; Rating above projections, ratio analysis and financial analysis before the transaction and Performa after the transaction. Rating on the added value of the transaction, among others, by doing the analysis incremental (incremental analysis). When the analysis above is not the whole, Business Valuer must disclose the reasons. Transaction Cost Analysis fairness; conclusion or statement About equity transactions; Conditions Restrict the Use of Food fairness; Signature Business Valuer , and Appendix.</span><br /></div>Make Investhttp://www.blogger.com/profile/11357787902737530991noreply@blogger.comtag:blogger.com,1999:blog-2919997520612427530.post-35099936079858717422009-03-26T20:31:00.006+07:002009-04-06T22:08:21.516+07:00Limiting conditions and the statement Valuer assessment reports<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjYdVyhnOARBozbLXVRxFX0Zx0EdsTFTob4wf6svel4B59F6hTyhsnVuEyMtK3eMxXVMS1FjNX0nm-m2MU1wwfbUl-00dZBu7SKebcwJOCd-M5cXkkjuatihoJ3YpfjvLcX3EwmfgfAd9wW/s1600-h/t.jpg"><img style="float:left; margin:0 10px 10px 0;cursor:pointer; cursor:hand;width: 122px; height: 197px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjYdVyhnOARBozbLXVRxFX0Zx0EdsTFTob4wf6svel4B59F6hTyhsnVuEyMtK3eMxXVMS1FjNX0nm-m2MU1wwfbUl-00dZBu7SKebcwJOCd-M5cXkkjuatihoJ3YpfjvLcX3EwmfgfAd9wW/s200/t.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5317497973416978338" /></a><br /><div align="justify"><p>Assessment reports submitted by the company one of the Valuer to the Bank Loan to load more or less the following: </p><ul><li>Introduction letter (letter of transmittal), load introduction, the term assessment, resume of value and approach to get the value. </li></ul><ul><li>Statement of valuer</li></ul><ul><li>Description about the property.</li></ul><ul><li> The factors that affect value.</li></ul><ul><li>Map of the situation, Land and Building /Lay out or the lot plan of land <br />Photographs of the property assessed.<br /></li></ul><p><br /><strong>Statement of Valuer.</strong></p><p>In a statement Valuer, staff and experts appointed by that individual or team has been working with a professional. Approximately like this is its content: we marked under the hand of this states that: True has conducted research and examination of the properties mentioned above, we have to do on the 20xx-xx. In the limit of our ability and confidence as a scorer, we marked the hand below explain that statement in this report which is the basis of the analysis, opinions and conclusions are described in it are correct. Furthermore this report describes all conditions that affect the barrier analysis, opinions and conclusions. This report has been prepared in accordance provisions Ethics Association and the applicable approved local government and also in accordance with the provisions of international standards Professional<br /><br /><strong>Limiting conditions.</strong></p><p>Restrictions on the conditions, which is described in the general assessment process so that more focus. <span class="fullpost">The an example: </p><ul><li>In the scope of this assessment it is assumed the status of assets in the ownership of a valid condition and free from dispute, pure and specific agreement of the burden of debt and mortgages.</li></ul><p>All copies of documents provided by the taskmaster, or shown to us in the assessment of this asset, we are legitimate, according to the true reality of this fact, and if in the framework of commitments, the document will be reviewed legitimacy by supporting the profession or the authorities to task .</p><ul><li>The overall number of assets from the value reached in this report reflect the unity of substance on the value of all assets included in the scope of the assessment, the effort to separate one or more of the value of assets with a particular interest and will make the assessment report does not apply, except when it is considered before and assessment described in the report. </li></ul><p>In this assessment process is considered on the condition of assets that have been found in the observation field, but does not check the structure of the buildings or parts of assets that are not visible and not affordable as the foundation and parts of the other closed. <br />Assessment report is limited to the client and only for the purpose and goals as written in the report. </p><ul align="justify"><li>Rating limited effect on the assessment and opinion on the conditions, usage, and other based on the results of observation on which is written in the report. <br />In conducting the assessment that this asset, we do not check the completeness / conditions must be met fastening the withdrawal rights as collateral dependent, and therefore if this report is aimed as a basic policy of credit by banks, the banks are obliged to check and ensure the requirements these requirements-including the aspects of legality. </li></ul><p align="justify">Value of assets reported in the currency or Indonesia Rupiah, unless otherwise stated. <br /></p><ul><li align="justify">Asset that is not built to use and / or contain material that is harmful and dangerous. </li></ul><p>If no agreement previously agreed upon, PT xyz is not obliged to attend to give testimony on the legal assessment of assets before the government agencies or other judicial institutions.</p><ul><li>Assessment report is not legally valid if they are not printed on paper and seal official PT. xyz and signed by the appointed company. </span><br /></li></ul></div>Make Investhttp://www.blogger.com/profile/11357787902737530991noreply@blogger.comtag:blogger.com,1999:blog-2919997520612427530.post-43706636588666766332009-03-26T07:43:00.004+07:002009-04-06T22:09:19.176+07:00The crisis has not passed, Be careful of Investment<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhfcs3bFgqiyRcprIg-Xl4iF53MhK8y9Cvw9nTkm50ZPoN3vADfRi42Z530sSevO62OfHHapWDqgGDLoQiw7llywGc8yLUVG4lyCT7jXWDTQ2GuDR2d1MZCCY8TXekXDleUU5Y7DkGuwUov/s1600-h/vest.jpg"><img style="float:left; margin:0 10px 10px 0;cursor:pointer; cursor:hand;width: 200px; height: 91px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhfcs3bFgqiyRcprIg-Xl4iF53MhK8y9Cvw9nTkm50ZPoN3vADfRi42Z530sSevO62OfHHapWDqgGDLoQiw7llywGc8yLUVG4lyCT7jXWDTQ2GuDR2d1MZCCY8TXekXDleUU5Y7DkGuwUov/s200/vest.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5317498293352325362" /></a><br /><div align="justify">I get miscall on the phone, I try to phone back and found that he was a friend during students first. Short story, we meet a promise in a café on the corner of the city. At the beginning, we told about the past, remembering the struggle of the beautiful and the campus. Until the problem family, my friends seen sluggish. I feel, what is going on with family friends this? <br /><br />My friend with a face haggard and sigh heavily, as he told the following: <br />About five years ago, every month, <span class="fullpost">I save Rp. 1 million - s / d 2 and already collected Rp. 100 million. The first Plan, the results of these savings, to buy a house. Once the time arrived, he was with the family decided to purchase a new House is ready stock from developers. This new home price of Rp. 300 million, meaning that as much as Rp. 200 million more will be through one of our bank loan facilities consumer. <br /><br />He and his family are very happy, the first goal they realized. They seem very happy. <br /><br />But what happens a year later? I experience this termination of employment at the company he worked. During the stay does not work, he has been working hard looking for permanent income and is successful. But the house instalment of Rp. 2 million per month can not be fulfilled. Several times he was calling the bank to settle instalment.<br /><br />That story, ideals successfully but temporarily. <br /><br />Friend from the story we take this conclusion:</div><div align="justify"><ul><li> That the financial crisis, is being experienced by many families and has not been passed. <br />We need to be careful investing first, does not need to spend all our savings </li></ul><ul><li>We need to ask the opinions of close family and other things (like opinion professional) before deciding which investment </li></ul><ul><li>Need to delay home with Down payment of Rp. 100 million, consider that Rp. 50 million. The story certainly is different. Be careful to invest first.</span><br /></li></ul></div>Make Investhttp://www.blogger.com/profile/11357787902737530991noreply@blogger.comtag:blogger.com,1999:blog-2919997520612427530.post-7143208169502601732009-03-25T19:24:00.002+07:002009-03-26T21:09:56.144+07:00Tips to buy second homes<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgxoF3IuqTIP88hx4mrM5NDrUP5B79NDJzTCzLKip55atIPQ6RZ8o9Pv2qNEAEhpH-Mq_a5Nkt7DEM6uM5NR_61A6Q1PNx3Q6PWKafAzHh6abjGIAx1L0EasYqs7HH_s6-4fEKg0Rz3WKNo/s1600-h/in.jpg"><img style="float:left; margin:0 10px 10px 0;cursor:pointer; cursor:hand;width: 177px; height: 141px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgxoF3IuqTIP88hx4mrM5NDrUP5B79NDJzTCzLKip55atIPQ6RZ8o9Pv2qNEAEhpH-Mq_a5Nkt7DEM6uM5NR_61A6Q1PNx3Q6PWKafAzHh6abjGIAx1L0EasYqs7HH_s6-4fEKg0Rz3WKNo/s200/in.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5317498462388974786" /></a><br /><div align="justify">I would like to share experiences, such as saying "regret and no sense". Many people buy second homes, says sad. Cost incurred far more than originally estimated. Before you make the decision, buying second homes, following my experience when buying a house a few years ago<br /><br />1. Check the location <br />The location to be decided before the first choice, whether I should buy or not. <br />Is location the flood?. The word "flood" a word which is very creepy. When the flood, we can automatically switch to another location option. <br /><br />Whether the road width in front of the house can pass the four-wheel drive vehicle?. This is important, other than the plan we will buy the car at the time of the next, the road width to be important factors for access to our house. Of course, the road width should be proportional and the minimum two-meter. If you choose less than two meters, so please only. <br />Position T-intersection, hook or interior lot? This should depend on the buyer tastes. T-intersection is usually not too be like. <br /><br />The better the location, the higher add value also in the future. Moreover, if we plan to sell in the future.<br /><br />2. Check the physical condition of the house <br />At the time the house will be offered to us, once-tidy and looks good. Moreover, we would like to buy a property through the agent, usually in the house make-up in such a way .. Is it true that such a house? This requires accuracy. Usually, prospective buyers feel ashamed check, part of the house that is hidden. Moreover, we can be big money, and suddenly we have to buy a home because of urgent need.<br /><br />Usually when the age of the building more than ten years requires additional cost in repairs. If such as roof repairs, improvements or plafond that are physically visible, it is already clear. We must consider before deciding to buy. What about the house that is not visible? Channels such as clean water, dirty water lines, installation of electricity. What is obsolete? This needs to be checked. Try to see how the bathroom, try and dispose of in water with volume more than the rights (such as a bucket). When the water flows smoothly in both the channel water and unclean water, so hopefully the good channel. Turn on the lights and ask whether the electrical power. Whether electrical power is in accordance with the standards you taste?<br /><br />Check also the layout of rooms, living room, kitchen and stairs (if the two-floor) and do not forget to see the clothes horse, not until the season is closed in the room. <br /><br />This is the most important source of water (if PAM, so no problem). When the source of clean water from ground water using wells pump? Moreover, the position of ground water resources located in the kitchen, this can disrupt the next day, when water needs to be land.<br /><br />3. Check the land certificate. <br />If you do not want to check difficult through, please by professional services, such as a notary. <br />Usually a certificate in home housing complex is still bound by the bank lender. So be careful. At the time of the transaction, who bear the costs such as notary fees, services, sales agent, taxes, land and buildings that have not been paid in (this can create a long process transactions). <br /><br />4. Ask for the price of the house is reasonable, from a professional in the field, such as a valuer/appraisal. <br /><br />5. If you already throw in the option, while doing research on the house, try Down payment may be small, so you can avoid further losses. Transactions do better in the Bank or in front of the Notary.<br /><br />With happy, if you want to add, Hopefully useful<br /><br /><br /></div>Make Investhttp://www.blogger.com/profile/11357787902737530991noreply@blogger.com